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Changing Home Insurance

  • 20-09-2010 2:45pm
    #1
    mickger844posts
    Moderators, Science, Health & Environment Moderators Posts: 4,483 Mod ✭✭✭✭


    I have my house insured with AIB at the moment. I want to change to TSB as its about 60 euros cheaper. My current policy runs out in November. I'm ringing aib later to tell them i'm cancelling. My mortgage is with AIB so do i need to provide proof to them that i'm going to be covered by TSB????


Comments

  • #2
    variety
    Registered Users, Registered Users 2 Posts: 152 ✭✭variety


    mickger844posts wrote: »
    My current policy runs out in November.
    You can change your buildings insurance at any time, you don't have to wait until the policy expires. Even if you've paid all the premiums already, they have to return any premiums to you that are no longer applicable to you if you cancel.
    mickger844posts wrote: »
    My mortgage is with AIB so do i need to provide proof to them that i'm going to be covered by TSB????
    Easy answer - yes. When you sort out the insurance with Ptsb, tell them that you require a "letter of indemnity" which notes AIB's interest. AIB will require a copy of that letter - you will need to put your reference number on all relevant pages, otherwise they will lose the letter.

    Out of curiosity, why are you going to Ptsb? Are they offering many months free? Insurance companies online are usually much cheaper than banks.


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