Insurance Question

ShaneU

I passed my test last week, do I call my insurance company now, or do I wait until it needs to be renewed (next April). A friend said some companies send out a cheque to reimburse you the difference in your premium? I'm with tesco insurance.

Max Power1

Call them

Some companies send you a cheque for the difference, or alternatively give you a discount at renewal.

MascotDec85

Under the T&C's of your policy you are normally obliged to inform your insurer of any changes which might affect your policy.........even if it is in your favour

They'd be quick enough to take money from you!!

Max Power1

MascotDec85 wrote: »

Under the T&C's of your policy you are normally obliged to inform your insurer of any changes which might affect your policy.........even if it is in your favour

They'd be quick enough to take money from you!!

Actually +1 to this , I meant to put this in my post too but forgot

ShaneU

Turns out I have to send them a photocopy of my license, and then they judge whether I'm eligible for a refund or not.

Sinemo

Yeah I got told the same thing, my broker said I had two weeks to send in the photocopy and the refund would be the same amount regardless... I had six months left on my insurance and am getting 28e back...

Jamie-b

Thats funny, Im with Quinn and they just took my word for it. I have 5 months left so was offered 80 back

Midnight_EG

I had 10 months left and got €800 back


And they went on my word, with Aviva.

Mint Sauce

i got my full licence a month into my policy, rang aviva, they refunded the difference to my credit card, the only thing i had to send them was my old insurance disk and cert. Got about 150 back.

Trampas

Sinemo wrote: »

Yeah I got told the same thing, my broker said I had two weeks to send in the photocopy and the refund would be the same amount regardless... I had six months left on my insurance and am getting 28e back...

probably charged you an admin fee

m.j.w

Did everyone get a discount? I was with quinn, passed my test and had 7 months left on the insurance and I was charged an extra 180 to change it to a full licience. Had no claims or anything so dont know why I was charged more!

DutchGuy

m.j.w wrote: »

Did everyone get a discount? I was with quinn, passed my test and had 7 months left on the insurance and I was charged an extra 180 to change it to a full licience. Had no claims or anything so dont know why I was charged more!

That sounds like a mistake - did you complain about the increase/ask about their reasoning?

challengemaster

Sounds like you got screwed there.

I got 350 back.