Carvan tax and insurance?

coronaextra

Hi there, I was thinking of changing over to a diesel carvan as I am paying out quite a bit on tax, insurance and petrol for my current car.

I would like to know do you need to have a vat number to have it taxed commercially?

Will insurance be any cheaper than a normal car if Im using it privately as a daily driver?

Any information would be helpful, Thanks.

corktina

To tax it commercial it needs to be in use commercially and you'll have to priove it. You can't then use it for SDP purposes.If you are using it privately as a daily driver you will need to tax it as a car.

Delta Kilo

eh no, just tell them, if they ask, which is unlikely, that you need it to carry around your tools or something. Then you can tax it commercially. Tax is €272 for the year and insurance is usually a bit cheaper too.

coronaextra

Thanks for the replies guys, well I really want to do everything above board, especially insurance wise.
I was looking through previous posts on this topic and I haven't seen any clear cut responses to whether it is a requirement to have your own vat number or is it a case of just proving your using your carvan for work purposes in order to tax it commercially?

If its too much hassle I may just look at another option.

greeno

Drove one for years. Never had any hassle taxing it commercially when I had mycommercial insurance policy. Also no need for a vat number. I would definately recommend it, I would not have been able to afford to get on the road otherwise.

johndaman66

It depends really I think. I started driving in a car derived 1.9 diesel van. It was taxed comercially when I got it and I kept on taxing it comercially until I got rid of it. It was purely used for non commercial purposes. Not a Guard at a checkpoint or anybody in a motor tax office batted an eyelid. I'd certainly imagine you are suppose to be using the vehicle comercially to avail of commercial tax though. Would think a VAT number needs to be supplied to register a vehicle as a commercial for the first time. I know that there was talk of this loophole being tightened up in a previous (maybe ongoing) thread lately on boards. Having said that I know a few friends and farmers in the same situation currently as I was driving around with their commercial tax, not a bother to them.

Bear in mind not all insurance companies will quote you on a commercial van for private motoring use, but those who do should be cheaper than a 4/5 seater car I think.

coronaextra

Thanks, found the link in case anyone else is looking:


http://www.boards.ie/vbulletin/showthread.php?t=2056002732

Skuxx

Delta Kilo wrote: »

eh no, just tell them, if they ask, which is unlikely, that you need it to carry around your tools or something. Then you can tax it commercially. Tax is €272 for the year and insurance is usually a bit cheaper too.

Sorry but this is just wrong information!! You now need to produce a vat number on a form signed by the guards to be able to tax a vehicle commercially! Saying you carry tools around is not enough!!

Have a look at http://www.boards.ie/vbulletin/showthread.php?t=2056002732 for more info on the new rules!!

Also commercial tax is €288 not €272 afaik!!!

alan1990

alan1990 wrote: »

Sorry but this is just wrong information!! You now need to produce a vat number on a form signed by the guards to be able to tax a vehicle commercially! Saying you carry tools around is not enough!!

Have a look at http://www.boards.ie/vbulletin/showthread.php?t=2056002732 for more info on the new rules!!

Also commercial tax is €288 not €272 afaik!!!

I never produced anything when taxing a car van I had for commuting to college commercially nor did any of the many people I know who are/were doing the same. There may be some token enforcing going on but it wont last.

Max Power1

Freya Rich Sailing wrote: »

I never produced anything when taxing a car van I had for commuting to college commercially nor did any of the many people I know who are/were doing the same. There may be some token enforcing going on but it wont last.

Massive change in enforcement being introduced, in all news bulletins last night and this morning. You (and others) will need to tax in the correct (SD&P) class from now on.

-Chris-

This discussion is already going on here, so I'm going to close this thread:
http://www.boards.ie/vbulletin/showthread.php?p=67628311