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Paypal- is it counted as cash or retail transaction by CC companies

  • 15-08-2010 3:11pm
    #1
    RATM
    Closed Accounts Posts: 3,591 ✭✭✭


    I almost never withdraw cash on my Visa card. However this week the CC company rang me to say I've got 1650 of cash purchases on my CC over the last 3 years. The only explanation I can think of is that its Paypal that have done this.

    But can anyone confirm? Cos if Paypal is deducted as cash rather than as a purchase then we are all getting raped on the higher cash advance fee charged by CC companies (in my case 23.4%:eek:)


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    what cc company are you with?


  • #3
    jor el
    Closed Accounts Posts: 16,713 ✭✭✭✭jor el


    It's always been treated as a purchase for me, never a cash advance. With MBNA.


  • #4
    Max Power1
    Closed Accounts Posts: 10,272 ✭✭✭✭Max Power1


    Purchase - definitly not a cash advance - for me too, AIB visa.


  • #5
    delllat
    Closed Accounts Posts: 1,388 ✭✭✭delllat


    westernun ion were the only ones to ever sting me for a cash advance fee for using my credit card

    (debit cards are free ,i assumed the credit card was the same and used it accidentally one day which worked out costly )


  • #6
    ttm
    Closed Accounts Posts: 2,045 ✭✭✭ttm


    OP, your credit card company phoned YOU with information that you believe to be incorrect?

    Sounds suspect to me :eek:

    Check your balance asap just in case!


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