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MBNA - Freezing Interest

  • 11-08-2010 8:14am
    #1
    pampers1
    Registered Users, Registered Users 2 Posts: 404 ✭✭


    Anyone know how likely MBNA Credit Card Co. are to freeze interest on a credit card that is getting out of control. Payments are not being made and the interest just keeps rising.

    If i write to them explaining a situation and offering x amount per month, freezing interest until the circumstances improve etc.

    Has anyone ever done this before, if so, what was the response like.


Comments

  • #2
    Savman
    Closed Accounts Posts: 8,323 ✭✭✭Savman


    They should do, but writing to them is a long and ardous process and ridiculously slow. They seem to be much friendlier when you call and speak to someone, my guess is they don't want to put something in writing in case it burns them down the line.

    Make a call, make a repayment offer and save yourself the time IMHO.


  • #3
    John Mason
    Hosted Moderators Posts: 10,661 ✭✭✭✭John Mason


    My experience with MBNA has not been a good one.

    i think the best thing you can do, it to get a another credit card with 6 months interest free and transfer the balance over.

    you will be banging your head against a brick wall trying to deal with them


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