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young farmer package with aib

  • 28-07-2010 8:17am
    #1
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭


    any one doing this ? have a meeting with them to day.


Comments

  • #2
    Miller80
    Registered Users, Registered Users 2 Posts: 121 ✭✭Miller80


    What is the package all about?


  • #3
    Dozer1
    Registered Users, Registered Users 2 Posts: 1,266 ✭✭✭Dozer1


    Yep I signed up to it last year, 2 years fee free banking and 2 years free IIB online banking, don't really need it it's more useful to small business. Not a whole lot extra to it than the normal business account.


  • #4
    Miller80
    Registered Users, Registered Users 2 Posts: 121 ✭✭Miller80


    What kind of interest rate does Aib have?
    What else do you have to look out for if looking to move to another bank?
    With ACC but they closed local branch and nearest one is over 30 miles away now so may switch if there is a decent alternative.


  • #5
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    i will let you know later! i am just going to see what they are offering, in all honesty i am 36 , so will chance my arm on the young farmer package


  • #6
    Shauny2010
    Closed Accounts Posts: 657 ✭✭✭Shauny2010


    Best not to mention that Vets bill you have until after you've signed up !!!:D:D


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  • #7
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    Shauny2010 wrote: »
    Best not to mention that Vets bill you have until after you've signed up !!!:D:D
    thats the least of my worries believe me:D


  • #8
    JohnBoy
    Registered Users, Registered Users 2 Posts: 2,342 ✭✭✭JohnBoy


    We looked at it, but really couldnt see the point right now.

    A personal bank account has way lower charges, and free internet banking.

    Didnt meet the bank about it, but for starting out at least (you're at a slightly more developed stage than us) we could see zero benefit.


  • #9
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    overdraft rate is 7.9% :eek: with aib... am currently paying 5.2 % so think a move is out


  • #10
    Miller80
    Registered Users, Registered Users 2 Posts: 121 ✭✭Miller80


    if you dont mind me asking, which bank are you with that gives such a low overdraft rate?
    ACC is having a laugh with me!


  • #11
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    pm'd you


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  • #12
    dar31
    Registered Users, Registered Users 2 Posts: 1,704 ✭✭✭dar31


    whelan1 wrote: »
    overdraft rate is 7.9% :eek: with aib... am currently paying 5.2 % so think a move is out

    have they looked for security against overdraft yet


  • #13
    Miller80
    Registered Users, Registered Users 2 Posts: 121 ✭✭Miller80


    Thanks Whelan1


  • #14
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    while i was in there today i got the feeling they didnt want to take me on... got a phonecall when i was driving home that they want to meet me , the reason for the high overdraft rate is that you shouldn't be overdrawn- not likely in my case at the minute:rolleyes:- i am just going to see what they have to offer ...


  • #15
    LostCovey
    Registered Users, Registered Users 2 Posts: 1,717 ✭✭✭LostCovey


    whelan1 wrote: »
    while i was in there today i got the feeling they didnt want to take me on... got a phonecall when i was driving home that they want to meet me , the reason for the high overdraft rate is that you shouldn't be overdrawn- not likely in my case at the minute:rolleyes:- i am just going to see what they have to offer ...

    The usual bank offer - sounds great, but they just want to trawl thousands of applicants and cream off the few most productive clients.

    LC


  • #16
    whelan1
    Closed Accounts Posts: 11,786 ✭✭✭✭whelan1


    LostCovey wrote: »
    The usual bank offer - sounds great, but they just want to trawl thousands of applicants and cream off the few most productive clients.

    LC
    is that a compliment :rolleyes:


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