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BMW 318 Drivers, What are you paying for insurance?

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  • 26-07-2010 10:55am
    #1
    Hogzy
    Registered Users Posts: 7,544 ✭✭✭


    Hey guys.
    Im driving a 2003 318ci, Im 23 and have 5yrs no claims bonus and no penalty points. Im currently paying €900 for my policy.
    Iv got a neighbour who has 4 penalty points, He is 21 and has a 99 318ci. I know there is a 100cc difference in engine size between our cars but he is paying the exact same as me in insurace. He also has a no claims bonus but it is only for 2 years.

    Im just wondering am i paying over the odds for my insurance?
    Id like to know how much other 318 drivers are paying.


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    #2
    Jarren
    Closed Accounts Posts: 4,692 ✭✭✭Jarren


    My brother in law drives a 2006 318d,40 year old,6 years no claims bonus and no penalty points.He is currently paying 600 euro for his policy (QUINN DIRECT)


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    #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    I'm 25 with 5 years no claims and I'm paying 650 euro for fully comp on a 318ci (1.9). It was the same price for last years premium also.


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    #4
    Hogzy
    Registered Users Posts: 7,544 ✭✭✭Hogzy


    Harlee Brief Rattle wrote: »
    I'm 25 with 5 years no claims and I'm paying 650 euro for fully comp on a 318ci (1.9). It was the same price for last years premium also.

    Thats what i thought i should be paying. My policy ends at the end of August so im going to do some serious shopping around. Would you mind telling me what company you are with?


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    #5
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Hogzy wrote: »
    Thats what i thought i should be paying. My policy ends at the end of August so im going to do some serious shopping around. Would you mind telling me what company you are with?

    I'm with Axa. I am on a student policy though but I don't really know if that makes much of a difference.


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    #6
    dylbert
    Registered Users Posts: 1,551 ✭✭✭dylbert


    The 99 318ci has 118bhp, your 03 has 141bhp, I'd say thats why you insurance is higher.


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    #7
    Hogzy
    Registered Users Posts: 7,544 ✭✭✭Hogzy


    dylbert wrote: »
    The 99 318ci has 118bhp, your 03 has 141bhp, I'd say thats why you insurance is higher.

    Yeah but he is younger than me and has 4pts...


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    #8
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    Hogzy wrote: »
    Yeah but he is younger than me and has 4pts...

    It's impossible to compare policies without both being insured by the same company. OP, shop harder.


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    #9
    lau1247
    Registered Users Posts: 2,134 ✭✭✭lau1247


    Hogzy wrote: »
    Yeah but he is younger than me and has 4pts...

    What about car year and value.. that would probably play a part in it?

    West Dublin, ☀️ 7.83kWp ⚡5.66 kWp South West, ⚡2.18 kWp North East



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    #10
    Underpaid Mike
    Registered Users Posts: 852 ✭✭✭Underpaid Mike


    02 318ci 28 years old with 3 years NCB paying E617 with travellers (got through 123.ie)


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