Surely this can't be legal??

Pat McGhee

During my job hunting on Gumtree, I can across a slightly older ad entitled: Secretarial, PAs and Admin positions. As that's my line of work, I sent an email looking for more information. This is the reply I got:-

Thank you very much for responding to my post. There is another job opportunity for you as explained below because candidates for the actual position you applied for has shortlisted and your name is not on the list. I have taken my time to get you another vacant position. So, take your time, read to understand everything about the position currently available and I am very sure their job offer will interest you.

This job offers very good wage and commission. CHIJJ is a freelance property company just starting and are into renting and buying properties abroad with 1 agent in 2 countries that act as the driving force of the company. The company is growing dynamically and its formation is ongoing with less than 12 months of its establishment.

At this moment they are expanding their business area, increasing the number of property units in their database and working on the construction of their website which will be available in September 2010 to mark their anniversary. For these reasons, they are widening their network of real estate agent or representatives.

You duties Duties:

1). Receiving rent payment in checks through post from Ireland tenants.
2). Process these payments for clearance at your bank.
3). Deduct 10% from total amount as commission after check clearance
4). Sending rent payments to Landlords which is 90% of the check amount through money wire.

Benefits Includes:

1). 10% from each received rent payment (checks) processed.
2). €1,000 per month. First salary you get within every 25-30 days from the day you start working.
3). Ability to have other jobs be it full time or time and still keep this job without pressure.

You will receive 1-5 Rent payments per week in amounts ranging from: €750- €3,000 after completing first task to prove your competence.

Requirements:

1). Currently Living in the Ireland.
2). Eligibility to work in the Ireland.
3). Must be 19 years and above because maturity is important for this position.

*Your banking details are not needed but you must own a bank account to process these checks or payments.

I am sure this work will be an interesting challenge which will also not interfere with your current job or future appointments either full-time or part-time. One of the advantages of this position is its remote character and the possibility of spending only few hours a day working while earning an extra (if you already have a job) basic €12,000 a year and commissions up to €300 per week pending on how many payments you can process a week.

If you are ready for this challenge and interested in this great opportunity, send the below details to their Manager, Mr. ***** ******* who can also be reached at: (*****.*******@yahoo.ie )

[First Name]
[Surname]
[Flat Number]
[House Number]
[Building name]
[street name]
[postal town (town/city)]
[county]
[postal code]
[Age]
[Gender]
[Home Phone]
[Cell Phone]
[Email Address][/email]
[Occupation (If any)]
[Best time to call]

Remember that above details must be sent to *****.*******@yahoo.ie and not me.

NB: WHEN SENDING YOUR FULL NAMES, PLEASE DO NOT ABBREVIATE OR GIVE NICKNAMES.

Now I'm thinking I smell a rat. Surely this can't be legal!? It sounds like money laundering!
Also I can't find any trace of a property company called CHIJJ on Google.

Your thoughts?

jd83

Its a scam to launder money stolen from people credit cards and bank accounts.

Dermo

Pat McGhee wrote: »

During my job hunting on Gumtree, I can across a slightly older ad entitled: Secretarial, PAs and Admin positions. As that's my line of work, I sent an email looking for more information. This is the reply I got:-

Thank you very much for responding to my post. There is another job opportunity for you as explained below because candidates for the actual position you applied for has shortlisted and your name is not on the list. I have taken my time to get you another vacant position. So, take your time, read to understand everything about the position currently available and I am very sure their job offer will interest you.

This job offers very good wage and commission. CHIJJ is a freelance property company just starting and are into renting and buying properties abroad with 1 agent in 2 countries that act as the driving force of the company. The company is growing dynamically and its formation is ongoing with less than 12 months of its establishment.

At this moment they are expanding their business area, increasing the number of property units in their database and working on the construction of their website which will be available in September 2010 to mark their anniversary. For these reasons, they are widening their network of real estate agent or representatives.

You duties Duties:

1). Receiving rent payment in checks through post from Ireland tenants.
2). Process these payments for clearance at your bank.
3). Deduct 10% from total amount as commission after check clearance
4). Sending rent payments to Landlords which is 90% of the check amount through money wire.

Benefits Includes:

1). 10% from each received rent payment (checks) processed.
2). €1,000 per month. First salary you get within every 25-30 days from the day you start working.
3). Ability to have other jobs be it full time or time and still keep this job without pressure.

You will receive 1-5 Rent payments per week in amounts ranging from: €750- €3,000 after completing first task to prove your competence.

Requirements:

1). Currently Living in the Ireland.
2). Eligibility to work in the Ireland.
3). Must be 19 years and above because maturity is important for this position.

*Your banking details are not needed but you must own a bank account to process these checks or payments.

I am sure this work will be an interesting challenge which will also not interfere with your current job or future appointments either full-time or part-time. One of the advantages of this position is its remote character and the possibility of spending only few hours a day working while earning an extra (if you already have a job) basic €12,000 a year and commissions up to €300 per week pending on how many payments you can process a week.

If you are ready for this challenge and interested in this great opportunity, send the below details to their Manager, Mr. ***** ******* who can also be reached at: (*****.*******@yahoo.ie )

[First Name]
[Surname]
[Flat Number]
[House Number]
[Building name]
[street name]
[postal town (town/city)]
[county]
[postal code]
[Age]
[Gender]
[Home Phone]
[Cell Phone]
[Email Address][/email]
[Occupation (If any)]
[Best time to call]

Remember that above details must be sent to *****.*******@yahoo.ie and not me.

NB: WHEN SENDING YOUR FULL NAMES, PLEASE DO NOT ABBREVIATE OR GIVE NICKNAMES.

Now I'm thinking I smell a rat. Surely this can't be legal!? It sounds like money laundering!
Also I can't find any trace of a property company called CHIJJ on Google.

Your thoughts?

I've got no morals, I'll take the job

kennethsmyth

Yep its a scam for money laundering and possibly for leaving you with multiple charges for bounced cheques and you losing money.

"2). Process these payments for clearance at your bank."

You get cheque, comes from foreign bank, you lodge cheque, you think cheque has cleared, you send on "90%" money, orignal cheque is subsequently not cleared by your bank, you lose 100% of your money!:cool:

seamus

It's a scam no doubt.

You'll receive a few cheques in the space of five days, lodge them to your account, wire the 90% over and then a week later the bank tells you that the cheques have bounced and you're €2,700 in the hole.

Pat McGhee

When something seems too good to be true, it usually is....

Back to the unemployment line for me.......

tenchi-fan

It's definitely a scam.

The rent payment you receive will be a foreign draft despite them telling you it's from an Irish tenant.

You lodge it to your account, forward 90% to the foreign landlord, and it goes pretty well. You then repeat this a 20 times over the next few weeks with amounts ranging from €750 to €3000.

About 5 weeks later the bank drafts start bouncing and the money is debited back out of your account leaving you with a huge unauthorised overdraft of €20000 - €50000 depending on how greedy you have been. Your bank account is frozen but you will be fully liable for the debt. The guards will also be contacted regarding the forged drafts you are lodging and you may get arrested for fraud or money laundering.

Go for it!

Pat McGhee

tenchi-fan wrote: »

It's definitely a scam.

Go for it!

LMFAO!!!

seamus

tenchi-fan wrote: »

About 5 weeks later the bank drafts start bouncing

It seems as though the policy for foreign drafts to clear is ten working days, so 2 weeks.

I imagine it's a scam where they draw you in - you get 2 small drafts in your first week, say €250 each and so you make €50 out of the transaction. If you lodge them and transfer the money immediately, the scammers move you up to larger amounts - say 2 cheques for €500 apiece the next week and you pocket €100.

Then they email you saying that since you've been so diligent and so reliable, they're going to put you looking after one of their biggest clients, who receives 5 cheques a week, each worth €3000. To the mark, the prospect is unrefusable. Over the next two weeks, you lodge €30,000 to your account and transfer €27,000 overseas.

Then the first €3,000 draft bounces, then the second, and so on and you slowly see your life crumbling before your eyes, before you get a knock on the door from Gardai, as you say, with questions about forged foreign drafts and large quantities of money transferred overseas.

Lovely people these scammers.

opinion guy

Definitely some sort of fraud.

To be honest you should probably report it to the fraud squad.

tenchi-fan

seamus wrote: »

It seems as though the policy for foreign drafts to clear is ten working days, so 2 weeks.

Banks usually put a freeze on funds for 2 weeks so it can delay you making withdrawals. They will almost certainly do this with personal cheques, however bank drafts are a different story. They're written by banks, so obviously they're not going to bounce. They will often let you cash them immediately.

Personal cheques go through a clearing system. Bank drafts don't - well, at least not through the same clearing system as cheques. It can take much longer to discover a dodgy bank draft than to identify a bank account with insufficient funds.

If the bank draft bounces at a later date you are still liable.. this can be 5-6 weeks later.

The scammer relies on the fact that their target does not realise how long it really takes bank drafts to clear.

PS I could be wrong about the exact details. But I did read before that the person who lodges the money will be liable for any unpaid items regardless of the time frame.
It's obviously a scam though! There is no such thing as easy money!

I think the first sign something was wrong was

1). Currently Living in the Ireland.
2). Eligibility to work in the Ireland.

Time to report!

Jarren

yeap
scammer all the way

fransdev

Yes definitely a scam, they keep trying. Just some questions: when you lodge an Irish cheque(and that is already rare) it takes min three days before you have acces to this money so why should a bank give you straight away access to these amounts from the "rent" cheques and doesn't the bank get the money back from the Landlords account!

Pawsome54

Woah Jesus thanks folks, they almost had me there...!
I feel like such a twat for even believing it for a second after you guys pointed out how obvious it is that it's a scam, can't believe i actually applied for that

Well at least i know now anyway, cheers for the heads up lads

tenchi-fan

fransdev wrote: »

Yes definitely a scam, they keep trying. Just some questions: when you lodge an Irish cheque(and that is already rare) it takes min three days before you have acces to this money so why should a bank give you straight away access to these amounts from the "rent" cheques and doesn't the bank get the money back from the Landlords account!

How can they take the money out of the landlords account?! The landlord doesn't exist!

You lodged a worthless piece of paper.. a forgery. When the bank realised the value of the piece of paper, they (quite rightly) reverse the transaction.

Is it the banks fault that, in the meantime, you sent a large amount of money to a strangers bank account through a *valid* bank transfer?! The bank cannot take this money back without the permission of the person whose account you lodged it to!
-

Legit bank drafts are as good as cash.
Forgeries are not worth anything.
Cheques are completely different, in that they are more like an instruction rather than cash.

When some one writes a cheque it goes through a clearing system in Ireland. Checks are done to make sure there is sufficient funds in the account, the cheque has not been stopped and that it has been written correctly. If everything is ok, the cheque clears - the money comes out of one bank account and goes into the other.

With bank drafts, the money has already been taken out of the bank account of the person who sent the bank draft. The bank draft is as good as cash. If you ever lost a bank draft in the post, you will know it's almost impossible to cancel it and get it reissued.
Because it is so close to cash, the bank you lodge it to will usually let you access the funds straight away.
If the bank later finds out that the draft is actually a forgery and not worth anything who else can they contact? They can't recover the money from another bank (the other bank doesn't exist). They can't recover the money from the person who made the forgery. So they simply reverse the transaction on your account. Providing you have not withdrawn the cash you may not even notice that the transaction ever took place. If you withdrew the money or sent it to someone else you will have no recourse.

Barr

" Must be 19 years and above because maturity is important for this position"

Must send in my CV:rolleyes:

pirelli

Appears like identity theft. They want your details.

D.McC

Two things that should have set the alarm bells ringing.

The Yahoo email addy

Gumtree

These two things are never a good combination.:mad:

T-rev

I would do it and take the piss outta them for a few weeks.

Max Power1

Jees. If people fall for that they must be dimwitted. Quite obviously a scam.

What actual company has a yahoo email address and advertises on gumtree?

koHd

Moral of the story: don't use guntree for job hunting.

There are proper job sites out there with actual rules for employers to follow. Use those.

Rainbow_brite

Got a similar email yesterday, however they seem to have pulled my details from totaljobs.com, which was mentioned in the email. I haven't even applied for this role. I did however update my details on some recruitment websites over the weekend so maybe that had something to do with it :

Dear xxxxx
IT and Finance Inc. is pleased to offer you a job as Payment Processing Agent.

We trust that your knowledge, skills and experience will be among our most valuable assets.

This is not a job that you see being offered every day, but it is available and your name came up as a qualified candidate.

MAIN REQUIREMENTS:
- 18 years or older;
- Legally capable;
- Responsibility;
- Ready to work 3-4 hours per day;
- PC knowledge, e-mail and Internet experience;
- This job does require attention to detail and timeliness.

Your salary is GBP 1,500 per month plus 8% commission from each transaction during the trial period. Total income, with the current volume of clients, will be about GBP 2,500 per month. After the training period, base salary will be GBP 1,800 per month, plus 8% commission.

If you are still searching for a new job and would like to learn more, please send me your reply with your name and phone number to contact you with more details. One of our representatives will contact you within next 48 hours.

NOTE: We apologize for using Gmail, it is necessary to avoid spam stream.

InReality

I might not have picked this up right , but why not get the draft. lodge it , and wait 5/6 before sending any money on to make sure it clears
OR
If they want to drag you in maybe even the first draft that they send would be genuine ?
don't send it on and your up that much off the scammers !

Frank Spencer

InReality wrote: »

I might not have picked this up right , but why not get the draft. lodge it , and wait 5/6 before sending any money on to make sure it clears
OR
If they want to drag you in maybe even the first draft that they send would be genuine ?
don't send it on and your up that much off the scammers !

You're still leaving yourself open to prosecution for fraud i.e lodging fake drafts.

seamus

InReality wrote: »

I might not have picked this up right , but why not get the draft. lodge it , and wait 5/6 before sending any money on to make sure it clears
OR
If they want to drag you in maybe even the first draft that they send would be genuine ?
don't send it on and your up that much off the scammers !

As I point out above, the first couple of draft may very well be genuine, but only for very small amounts. So if you bail, the scammers lose very little money. If you wait a long time before sending the money on, the scammers will know straight away that you're onto their game and will cut contact with you before they get to the stage of sending you huge fake drafts.