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loan advice

  • 17-07-2010 3:40am
    #1
    jimmybuck
    Closed Accounts Posts: 27 ✭


    hi all
    im thinking about getting a loan to buy a car. small loan about 4-5g. dont have any money saved. am i better off going into the bank or credit union. what are the difference in intrest rates. any good comparasion websites??


Comments

  • #2
    gogo
    Registered Users, Registered Users 2 Posts: 1,452 ✭✭✭gogo


    Depends, do you have a bank account or a credit union account or both.
    Car loans tend to have better rates in the credit union at the mo.

    Not to sure of comparsion websites, but if you go to most bank websites they will have loan calculators, where you put in the amount of loan, the amount of years and it will give you a repayment figure and rate. Your credit union website will also have a loan calculator so you can compare this way.

    If you want you could just ring around and get rates yourself;)


  • #3
    jimmybuck
    Closed Accounts Posts: 27 ✭jimmybuck


    tanx fo dat.. goin checkin dem when dey 'open' 2mro


  • #4
    dlambirl
    Registered Users, Registered Users 2 Posts: 2,062 ✭✭✭dlambirl


    Do you have any savings in the Credit Union?? They wont loan you anything if you havent sufficient savings


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