Prepaid Mastercard

keithclancy

Hi Guys,

Just thought this was interesting for Ryanair etc .. or any online payments.

Seems a little bit better than Wirecard or Entropay.

http://www.easipay.nl/

Fees


Basic Fees
Physical card issue € 29.95
Personalisation -
Shipping within Europe -
Pin delivery -
Issuing additional card € 24.95
Activation €2
Monthly € 2
Annual -
Dormant (per month after 6 months) € 4
Online balance enquiry -
Online transaction history -
Add a buddy online -
Change of address (same country) -
Change of mobile phone number -
Change of email address -


Transaction fees
POS (stores etc.) € 1
ATM € 2
Cash advance from merchant € 5
Card to card send € 1
Card to card receive € 1
Sepa or domestic transfer from account € 3
Non-Sepa transfer from account Upon Request
Foreign Exchange Fee 3.00%


Card load fees
Sepa or domestic transfer 1%
International wire 3%
Card load giropay 3.50%
Card load iDEAL 3.00%
Card load directebanking.com 3.00%
Card load Sofortuberweisung 4.50%
Card load credit card Restricted
Card load cash Paysafecard 7.00%
Card load Ukash 7.50%


Cardholder support fees
Website support -
ATM balance enquiry € 0.5
IVR support per minute € 1
Call Centre support per minute € 1.5
Replacement card issuing & shipping € 10
PIN change € 1
SMS fee € 0.8
KYC-status 2 fee € 3
KYC-status 3 fee € 15
Consumer emoney account closure € 25

The 1% loading fee via SEPA is quite good .. really you looking at 30 euro for a 2 year card + 2 euro activation and 2 euro / month fee for retention.

Anyone else using it ?

JHMEG

It'd be cheaper to pay the Ryanair fees!:eek:

keithclancy

JHMEG wrote: »

It'd be cheaper to pay the Ryanair fees!:eek:

How do you make that out .. Entropay loading fee is 3.95%,

Wirecard is 25.90 / year + 5 euro shipping.

ErinGoBrath

I'm using http://www.moneybookers.com

10 Euro on signup for the card
No load fees from bank account or laser
No ryanair admin fees as it's a prepaid mastercard

I've had no troubles with it 6 months in.

okidoki987

As JHMEG said, it's cheaper to pay the fees!

Have a search for the Dundrum card.

Adamcp898

Which part of the Ryanair fee do you save by using one of these things?

keithclancy

okidoki987 wrote: »

As JHMEG said, it's cheaper to pay the fees!

Have a search for the Dundrum card.

No use to me unfortunately... Dundrums a bit far away

amiable

keithclancy wrote: »

No use to me unfortunately... Dundrums a bit far away

I've heard it can be used in lots of places outside Dundrum.
I'm sure someone will inform us soon????

DJN

Alot of shopping centre gift cards are prepayed mastercards, so you buy your gift card for whatever value you want, go to the ryanair website, book your flights, pay using your prepayed mastercard and you don't have to pay any credit card fee's. You can use the balance on the card to spend in the shopping centre or transfer to another gift card and use to book more flights.

snubbleste

Not a bargain alert.

amiable

DJN wrote: »

Alot of shopping centre gift cards are prepayed mastercards, so you buy your gift card for whatever value you want, go to the ryanair website, book your flights, pay using your prepayed mastercard and you don't have to pay any credit card fee's. You can use the balance on the card to spend in the shopping centre or transfer to another gift card and use to book more flights.

Can you not just top up your card?
Might be a silly question

ErinGoBrath

Adamcp898 wrote: »

Which part of the Ryanair fee do you save by using one of these things?

5 euro per person each way admin fee when you select your payment type.

JHMEG

Adamcp898 wrote: »

Which part of the Ryanair fee do you save by using one of these things?

The €5 admin fee.

http://www.ryanair.com/en/questions/table-of-fees

The above named card will cost more than €70 in fees over 2 years. You'd need to fly 15 or more times with Ryanair in that timeframe to save any money.

Nuttzz

www.neteller.com

Card is free, free transfer from local bank, 1.75% load from Laser / Credit Card

ErinGoBrath

JHMEG wrote: »

The €5 admin fee.

http://www.ryanair.com/en/questions/table-of-fees

The above named card will cost more than €70 in fees over 2 years. You'd need to fly 15 or more times with Ryanair in that timeframe to save any money.

15 times one way, which is 7 trips (the majority of bookings would be return)

A trip for a family a family of 4 will cost 40 euro so it could be a bargain for some.

Stop being so objective towards the OP's post :rolleyes:

paconnors

Nuttzz wrote: »

www.neteller.com

Card is free, free transfer from local bank, 1.75% load from Laser / Credit Card

Can You load from laser card now???

fgaff

Have to agree with you. Moneybookers is tops. Just been in Turkey used it for atm withdrawels €1.80 per transaction which is a hell of a lot cheaper than using your bank issue atm. Also used to pay for meals etc. using pin. Cannot find fault with the card.

jimogr

keithclancy wrote: »

How do you make that out .. Entropay loading fee is 3.95%,

Wirecard is 25.90 / year + 5 euro shipping.

Wirecard is just 3% loading fee. You do not need the physical card - the virtual one works perfectly with Ryanair.

fgaff

Hi forgot to say there is no loading charge with moneybookers. if you use your laser card it is instant & if you use a bank transfer it takes 3 days. but both ways are fee free. the charge for the physical card is €10.

keithclancy

jimogr wrote: »

Wirecard is just 3% loading fee. You do not need the physical card - the virtual one works perfectly with Ryanair.

I never said I was using it for just Ryanair !

Would look at moneybookers but their site is down.

Tried to register with Neteller and my account was instantly blocked saying I need to send them a copy of my Photo ID and a utility bill.

ErinGoBrath

keithclancy wrote: »

Tried to register with Neteller and my account was instantly blocked saying I need to send them a copy of my Photo ID and a utility bill.

You'll need photo id and a utility bill for moneybookers but it's a very straightforward process.

dubrov

fgaff wrote: »

Have to agree with you. Moneybookers is tops. Just been in Turkey used it for atm withdrawels €1.80 per transaction which is a hell of a lot cheaper than using your bank issue atm. Also used to pay for meals etc. using pin. Cannot find fault with the card.

It all depends what eate you got exchange rate you got. Some cards charge a seperate currency conversion charge while others hide the charge in the exchange rate

Nuttzz

paconnors wrote: »

Can You load from laser card now???

Yep, laser is maestro.

darkside71

Just on the moneybookers mastercard... I got this myself as I was heading over to Moscow on holidays just back 1 week. Unfortunately I didn't have a great experience using the card. It was refused in about 50% of the shops and restaurants in which I tried to use it and in Riga international airport when I tried to buy a pizza for about 6 euros:eek: But then worked fine in the duty free when buying some drink for 30 euros.

What made the whole experience even more strange was that my friends mastercard(issued by a bank) was accepted without issue all the timeIt felt like a lottery if it was going to work or not, there was very sufficient funds in the account.

I sent support requests to moneybookers about the problems, but they said it was down to shops and nothing to do with them.. they suggested using an alternative payment method.. (which in my case was my friends Mastercard)

Having said all that I have used it in Ireland three times since I came back without any problems and used it on amazon and another internet site. But when I'm in position to get another credit card issued by a bank I think I'll ditch it the moneybookers one as I never had an issue with my previous bank issued card in the very many places I had used it.

Just my own experience..

robjones1981

Moneybookers all the way for me - can not fault it in anyway

Eastern Europe took a dislike to my laser cards some days, and not the next day :rolleyes:

fgaff

Have to agree with you. I also had a laser card refused in turkey previously even though there were plenty of funds in it. Moneybookers all the way for me also.

Shulgin

Hard to beat moneybookers alright.
I use mine all the time, no troubles as of yet.

acalmenvoy

Moneybookers for me as well, instant Laser top up iz the biz...:cool:

keithclancy

Nuttzz wrote: »

Yep, laser is maestro.

Is is .. but Maestro is a total mystery to me, Irish Maestro doesn't work on UK sites (assume because they still use the Switch setup)

I would never use my Maestro card online anyway... no protection if anything goes wrong !

donegalgirl28

Erh? Why aren't people using Mastercard Prepaid?

Buy it for €6, load up to €2500 over the space of a year.
€3.50 for loading onto it
You get charged 2.95% of whatever you're purchasing.
You can use it anywhere that accepts Mastercard.

But if you're like me and fly about 4 times a month, it WILL save you money.

Ush1

What benefits would any of these prepay cards have over a Visa Debit card for instance?

JHMEG

ErinGoBrath wrote: »

15 times one way, which is 7 trips (the majority of bookings would be return)

Well, no it's 8.

But... the maths were a bit simple on my behalf and as you'd have to top it up (for which there is a charge) and you also incur a charge to use it the real number of journeys is 18 or 19.

A family of 4 wouldn't break even if they used this card once a year for 2 years.

Not worth getting. There are better ones.

ErinGoBrath

donegalgirl28 wrote: »

Erh? Why aren't people using Mastercard Prepaid?

Because moneybookers is better

donegalgirl28 wrote:

Buy it for €6, load up to €2500 over the space of a year. - €10 with MB and load up to €3000 every 60 days.
€3.50 for loading onto it - MB free to load from laser and bank
You get charged 2.95% of whatever you're purchasing. - MB doesn't charge on the transaction unless an FX conversion is required
You can use it anywhere that accepts Mastercard. - MB is supposedly the same although some people have had some issues in countries such as Russian/Turkey.

But if you're like me and fly about 4 times a month, it WILL save you money.

ErinGoBrath

Ush1 wrote: »

What benefits would any of these prepay cards have over a Visa Debit card for instance?

Main benefit over Visa Debit is no admin on Ryanair.

It's charged per person each way so quite substancial savings can be made.

Ush1

ErinGoBrath wrote: »

Main benefit over Visa Debit is no admin on Ryanair.

It's charged per person each way so quite substancial savings can be made.

Ah right.

But for any other stuff the Visa Debit card is the best option? Then just book flights with moneybookers.com prepay thing?

ErinGoBrath

Pretty much. If you book a few flights a year I'll pay for itself.

€10 for the card itself is the only fee I've paid to date and I use it often.

Nuttzz

keithclancy wrote: »

Is is .. but Maestro is a total mystery to me, Irish Maestro doesn't work on UK sites (assume because they still use the Switch setup)

I would never use my Maestro card online anyway... no protection if anything goes wrong !

It is, but I dont use it online either i use it to top up my prepaid mastercard

the 1.75% transfer fee works out much less than the ryanair admin fee, saved myself €100 so far this year

donegalgirl28

ErinGoBrath wrote: »

Because moneybookers is better

Oooooh it seems like it is!! Cheers for that! Might look into that now! Does it avoid Ryanair fees?

fgaff

moneybookers IS a prepaid mastercard! & it costs NOTHING to load it using laser or bank transfer! can load 3000€.

JHMEG

Nuttzz wrote: »

saved myself €100 so far this year

In Ryanair booking fees? That means you've flown at least 20 times with them this year?

donegalgirl28

fgaff wrote: »

moneybookers IS a prepaid mastercard! & it costs NOTHING to load it using laser or bank transfer! can load 3000€.

Nice one. Will switch to that so!

Esel

Pity to have started a new thread, when there's a massive current one already.

Nuttzz

JHMEG wrote: »

In Ryanair booking fees? That means you've flown at least 20 times with them this year?

yes i go to the uk & europe quite a bit with my work

amiable

I'm pretty sure i've taken 20 ryanair flights in one week several times never mind in 1 year

madmoe

Guys,
Gonna sign up for the Moneybookers prepaid Mastercard. Is there anything I need to know before I sign up? What currency does it have to be in? Anything else??

Also, will it work on Aer Lingus??

Cheers,
M

fgaff

Yes it works with Aer Lingus. The currency will be in euro

madmoe

Cheers fgaff!

M

PS: Just checked Aer Lingus and there is no prepaid Mastercard option there? I guess you can still use it to pay for flights but they still get the handling fee off you :-(

fgaff

Exactly. Just like any other regular credit card.

The Oggmonster

Why don't people just use the Dublin Cty Gift Card for booking ryanair flights? I've used and there are no fees. Although it can only be loaded with €150 max.

fgaff

maybe because not everyone using this forum lives in dublin.

madmoe

The Oggmonster wrote: »

Why don't people just use the Dublin Cty Gift Card for booking ryanair flights? I've used and there are no fees. Although it can only be loaded with €150 max.

I think I might go for this one instead. One thing though, can balances be transferred from one card to another like the Blanch and Dundrum cards??

Where did you buy yours??