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Bit of a pickle

  • 04-07-2010 9:48pm
    #1
    LegacyUser
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭


    I probably know the answer to this one, but looking for some opinions/advice.
    Me & my partner are currently renting. We like the area very much and are happy where we are. The landlord is very good to us and the neighbours are great.
    A house has recently come up for sale on our road. We would love to buy it, but one small problem. Both of us are out of work despite our best efforts. We can raise two-thirds of the asking price as my partner could sell her interest in the family home which is still occupied by her family. It's the rest of the money that's the sticking point.
    The silly part is that the mortgage for the remainder is small, and it certainly wouldn't cost as much as the rent. In fact it'll be a lot cheaper. How would we be able to raise the remainder? Or are we dreaming?


Comments

  • #2
    Max_Damage
    Closed Accounts Posts: 5,461 ✭✭✭Max_Damage


    Personal issue me hole...


  • #3
    crotalus667
    Registered Users, Registered Users 2 Posts: 1,900 ✭✭✭crotalus667


    if you cant get a loan you cant afford it , where is the pickle ??


  • #4
    christ on a bike!
    Closed Accounts Posts: 476 ✭✭christ on a bike!


    Above poster said it OP, unfortunately you just cant afford it.
    Chin up though, houses aren't being snatched up immediately at the moment and hopefully one of you will get work to solve this. Which is the only realistic solution imo


  • #5
    6th
    Registered Users, Registered Users 2 Posts: 17,247 ✭✭✭✭6th


    Max_Damage wrote: »
    Personal issue me hole...

    1 week ban.


  • #6
    LegacyUser
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    Bitofapickle wrote: »
    We can raise two-thirds of the asking price ........

    This is how much you should be offering anyway if you were to go for it.
    Don't think it's a good idea in your position though, what if one or both of you gets a job a good distance away or in another country? You are tied to the house.
    Number focus should be a job. The house will probably still be on the market in a few months anyway.


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