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Items stolen from Hotel in Ireland - What Rights??

  • 28-06-2010 1:29pm
    #1
    njcoll
    Closed Accounts Posts: 4 ✭


    Hi,

    Stayed in a hotel in Wexford over the weekend. We rented a small holiday home on the grounds.

    Woke up Sunday morning to realise someone had come in during the night and stolen a fairly expensive camera and 2 iPods. Total value about €1700.

    We had checked the doors before going to bed but it appears that we did indeed leave a patio door unlocked.

    I have travel insurance but because the hotel is less than 100 miles from my house, they don't cover it.

    Any idea whether I'm entitled to claim directly from the hotel or their insurer? They don't have any policy on their website relating to this.

    Any thoughts? (other than should have locked the bloody door)
    Tagged:


Comments

  • #2
    Paulw
    Registered Users, Registered Users 2 Posts: 13,381 ✭✭✭✭Paulw


    Are the items not covered on your home insurance?

    As long as the doors/windows are standard and secure then the hotel has no liability.

    It's terrible when such things happen though.


  • #3
    njcoll
    Closed Accounts Posts: 4 ✭njcoll


    Paulw wrote: »
    Are the items not covered on your home insurance?

    As long as the doors/windows are standard and secure then the hotel has no liability.

    It's terrible when such things happen though.

    That's sort of what I thought. Seems reasonable. Need to check home insurance policy when I get home this evening. Thanks..


  • #4
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    You've admitted liability when you state that you left a patio door unlocked. Unfortunately, the blame lies with you and not the hotel.

    Tough break, I know.


  • #5
    Magenta
    Closed Accounts Posts: 2,957 ✭✭✭Magenta


    njcoll wrote: »
    Hi,

    Stayed in a hotel in Wexford over the weekend. We rented a small holiday home on the grounds.

    Woke up Sunday morning to realise someone had come in during the night and stolen a fairly expensive camera and 2 iPods. Total value about €1700.

    We had checked the doors before going to bed but it appears that we did indeed leave a patio door unlocked.

    I have travel insurance but because the hotel is less than 100 miles from my house, they don't cover it.

    Any idea whether I'm entitled to claim directly from the hotel or their insurer? They don't have any policy on their website relating to this.

    Any thoughts? (other than should have locked the bloody door)

    I would imagine that the first thing the hotel will do is check the CCTV- and see the burglars walk straight through an unlocked door.

    Chalk it down to experience.


  • #6
    Run_to_da_hills
    Closed Accounts Posts: 20,009 ✭✭✭✭Run_to_da_hills


    You shouldn't have opened your mouth about leaving anything open, anyone could be reading this.


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  • #7
    aidan_walsh
    Closed Accounts Posts: 17,208 ✭✭✭✭aidan_walsh


    Run_to_da_hills wrote: »
    You shouldn't have opened your mouth about leaving anything open, anyone could be reading this.
    Why not? So that he can fraudulently hold the hotel responsible?


  • #8
    Run_to_da_hills
    Closed Accounts Posts: 20,009 ✭✭✭✭Run_to_da_hills


    aidan_walsh wrote: »
    Why not? So that he can fraudulently hold the hotel responsible?

    At least he may have had a chance of claiming off his own insurance, he has blown it now. Better in his pocket than in theirs. :p


  • #9
    DavidH82
    Closed Accounts Posts: 78 ✭✭DavidH82


    Run_to_da_hills wrote: »
    At least he may have had a chance of claiming off his own insurance, he has blown it now. Better in his pocket than in theirs. :p

    That would probably be considered a fraudulent claim, which is one of the main reasons our insurance premiums are so high.

    So its coming out of everyone's pockets rather than the insurance company's.


  • #10
    Magenta
    Closed Accounts Posts: 2,957 ✭✭✭Magenta


    Run_to_da_hills wrote: »
    You shouldn't have opened your mouth about leaving anything open, anyone could be reading this.

    There will be no signs of forced entry since the door was left unlocked, it will be quite obvious that something is amiss.


  • #11
    Ludo
    Registered Users, Registered Users 2 Posts: 5,015 ✭✭✭Ludo


    Magenta wrote: »
    There will be no signs of forced entry since the door was left unlocked, it will be quite obvious that something is amiss.

    Well that simply isn't true. It is very easy to open some locked doors with no trace....patio doors being one of the easiest.


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  • #12
    Magenta
    Closed Accounts Posts: 2,957 ✭✭✭Magenta


    Ludo wrote: »
    Well that simply isn't true. It is very easy to open some locked doors with no trace....patio doors being one of the easiest.

    Either way, the OP is at fault and should not even consider what Run to the Hills seems to have suggested.


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