insurance holy grail

s-cogan

could any of ye point out a cheap insurance company for young drivers to me??
im 17 with a full licence, and looking to buy a car and get insured on my own as soon as i can afford it.

thanks lads

Random

go onto all the big company websites and get quotes. try the broker websites too. each person is different. get quotes and compare.

zubair

s-cogan wrote: »

could any of ye point out a cheap insurance company for young drivers to me??
im 17 with a full licence, and looking to buy a car and get insured on my own as soon as i can afford it.

thanks lads

Remember, lower capacity engine = lower insurance

Graham_B18C

Random wrote: »

go onto all the big company websites and get quotes. try the broker websites too. each person is different. get quotes and compare.

When you're 17 it ain't that easy, Quinn will quote and maybe Aviva if he does the ignition test.

SV

zubair wrote: »

Remember, lower capacity engine = lower insurance

Remember, this is not true.

Graham_B18C

SV wrote: »

Remember, this is not true.

I found it to be untrue too! When I started driving at 19 I was getting cheaper quotes on a 1.4 Civic then I was on a 1.0L Micra!

It would apply I'd assume if they're going for a 2.0 rather then a 1.0

SV

Graham_B18C wrote: »

I found it to be untrue too! When I started driving at 19 I was getting cheaper quotes on a 1.4 Civic then I was on a 1.0L Micra!

It would apply I'd assume if they're going for a 2.0 rather then a 1.0

Exactly, it's the only time it might be applicable.
but even then you could have a certain 1.3turbo car that would be harder to insure than some 3litre turbos

zubair

SV wrote: »

Exactly, it's the only time it might be applicable.
but even then you could have a certain 1.3turbo car that would be harder to insure than some 3litre turbos

Sorry I should correct myself! Power output instead of capacity?! But the value of the car probably had more of an impact between a 1.4 and a 1.0.

Still I'd be very surprised if 1.3T was producing more power than a 3.0T and had higher insurance based on this alone.

Also, I found getting an alarm and adding my girlfriend as a named driver took my insurance down a bit, might help the OP a bit better.

s-cogan

thanks lads yeer great

robdsherlock

insurance is highly dependent upon risk and wright offs, the most popular wright off's are the hardest to insure......
b4 people come in and contradict i have bien told this from a friend who works for an insurance broker

Midnight_EG

robdsherlock wrote: »

insurance is highly dependent upon risk and wright offs, the most popular wright off's are the hardest to insure......
b4 people come in and contradict i have bien told this from a friend who works for an insurance broker

Apparently my car is impossibly hard to insure when you're an 18 year old male in a bad place housing-wise. With added modifications you'd think it'd be proper impossible for me to get insurance but no, it's cheap as chips and I am the above

robdsherlock

Midnight_EG wrote: »

Apparently my car is impossibly hard to insure when you're an 18 year old male in a bad place housing-wise. With added modifications you'd think it'd be proper impossible for me to get insurance but no, it's cheap as chips and I am the above

your one of the lucky ones so:D

Max Power1

@OP try Britton insurance. They are normally great for young males (like myself - insured on a rover 75 1.8 for around €1600 with no NCB on a provisional)

MetzgerMeister

I'm with Setanta through First Ireland. Give them a ring. They got me that insurance on a JDM RX-8 for €1550.

Dangerdunf

Try Quinn. They were one of the few companies that would insure me on a civic when I was 17.

Alanstrainor

Ring around to all the major companies and brokers, those online quoting systems are terrible for under 25s.

diesel powered

just as its about insurance here , whats story with vintage or classic insurance when your under 25 is it possible add it on to your policy for cheap money ? or has any one ever done it at a young age ?

MetzgerMeister

diesel powered wrote: »

just as its about insurance here , whats story with vintage or classic insurance when your under 25 is it possible add it on to your policy for cheap money ? or has any one ever done it at a young age ?

Try posting this in the Motoring > Classic Car forum.

coronaextra

Insurance companies are a joke, I would sugest phoning every company you see advertised, two mabye three different times, You will be amazed the variation in quoted prices from day to day, and i was amazed to find that there was over a 200euro differance in my insurance policy done over the net and by ringing them up the very same day, exact same policy.
keep shoping around

the_syco

Get a broker to get a deal with Asgard. Used insure.ie as my broker, and got a decent deal with them, on a provisional, when the rest (Quinn included) were offering quotes of €800 to €1,000 more.

Graham_B18C

the_syco wrote: »

Get a broker to get a deal with Asgard. Used insure.ie as my broker, and got a decent deal with them, on a provisional, when the rest (Quinn included) were offering quotes of €800 to €1,000 more.

Are you male or female?

the_syco

Graham_B18C wrote: »

Are you male or female?

Male. I'm also not too young (got a quote of €1,700, 1st provisional, when I was 27, on a 1.4 Honda Civic). No excess, fully comp. Seems Asgard go for "young" drivers, according to their website. Asgard is part of the llyods group.