Changing address to move in with girlfriend

germwarfare

Hi all,

I am currently on JSA full rate and living with parents, but have come to decision with girlfriend to move in to her place sometime in the next couple of weeks. She is in fulltime work, and earns about €330 a week. This would presumably mark my entitlement down to about €30 a week after the revised cohabitation means test, which is really scandalous considering we're not a married couple and keep separate financial affairs. Plus, she only just moved to Ireland a couple of months ago and has only received the one paycheque to date, meaning money is very, very tight for her after the move.

What I would like to find out is whether I have any further entitlements in my new status of cohabitation? The JSA rate of €30 won't be enough to survive on, and I really don't want to have to badger herself for money all the time.

snubbleste

germwarfare wrote: »

What I would like to find out is whether I have any further entitlements in my new status of cohabitation?

No.

germwarfare

snubbleste wrote: »

No.

Ok, well, would it be possible for some sort of common sense to prevail on a case-to-case basis? The SW's definition of co-habitation is to be shown to be living together on a husband/wife basis with all sorts of shared financial responsibilities. My relationship is a pretty new one, its not so established right now, and there are currently no shared financial responsibilities. Anyone else been in a situation like this who'd be kind enough to elaborate a little?

m5ex9oqjawdg2i

If she makes only 330 a week, why is your jsa being reduced to 30???

What age are you? That seems extremely low.

I would call moving in with someone an established relationship.

edellc

germwarfare wrote: »

Ok, well, would it be possible for some sort of common sense to prevail on a case-to-case basis? The SW's definition of co-habitation is to be shown to be living together on a husband/wife basis with all sorts of shared financial responsibilities. My relationship is a pretty new one, its not so established right now, and there are currently no shared financial responsibilities. Anyone else been in a situation like this who'd be kind enough to elaborate a little?

HI germwarfar
i was in this position years ago when himself and i got together i was working full time and he was unemployed unfortunately there is nothing you can do if you move in with herself and she is in full time work you will be means tested on her income and your money will be cut and yes she will be expected to financially support you and there is nothing you can do i presume you are sharing a one bed
i do find it ridicules that the tax office will class you both as single individuals yet the social welfare class you as technically married it is a complete irish way of doing things
i can put an awful strain on a new relationship and unless your both sure of each other and she is willing to support you it will be extremely difficult
as for shared financial responsibilities you will have once you move in with her ie rent, utility bill, food bills
the only thing that might help is go around to your local community welfare officer as you may be entitled to rent allowance of some sort but this will only become clear once you have moved in again the irish way of doing things

thenightrider

1st of as far as i no you should get more then 30 per week

The only way to get more money is not to live with her im sorry to say i moved in with my girlfriend and my SW was cut down and i cant do any thing dont have 2 pennies to rub together as long as you live together you will be trrated as a maried couple

thenightrider

edellc wrote: »

the only thing that might help is go around to your local community welfare officer as you may be entitled to rent allowance of some sort but this will only become clear once you have moved in again the irish way of doing things

As long as one person is working full time neither can claim rent allowance

Its a bit mad geting your SW cut between not being able to claim rent allowance and my SW being cut money wise me and my girlfriend would be better of not working as it costs her 100 a week to get to work they dont take that in to account when cuting my SW :eek: its a joke

germwarfare

thanks for all the info people.... something that came up there with some of you was how much I'm entitled to as of when I move in. I reckon its €30 (her weekly salary - €60, then multiply the balance by 60% which is €162, which is then subtracted from the full rate of €196 to give me around €34).

Or am I in error there?

@ iamxavier, I'm 26...

gustafo

simple mate just don't tell them you are moving in with her

thenightrider

germwarfare wrote: »

thanks for all the info people.... something that came up there with some of you was how much I'm entitled to as of when I move in. I reckon its €30 (her weekly salary - €60, then multiply the balance by 60% which is €162, which is then subtracted from the full rate of €196 to give me around €34).

Or am I in error there?

@ iamxavier, I'm 26...

You have done it all wrong send me a link to the amounts etc were you got that info and i can work out how much you will get it will be more the 30 o can tell you that a lot more

thenightrider

gustafo wrote: »

simple mate just don't tell them you are moving in with her

So you are telling him to comit fraud its people that are doing that that rasies tax's for people and lower's the SW for every one else , So if you dont have something helpful to say dont say anything at all.

germwarfare

thenightrider wrote: »

You have done it all wrong send me a link to the amounts etc were you got that info and i can work out how much you will get it will be more the 30 o can tell you that a lot more

http://www.citizensinformation.ie/categories/social-welfare/irish-social-welfare-system/means-test-for-social-welfare-payments/work-and-jobseekers-allowance

Look under the section 2/3rds the way down: Spouse's or partners income from work

I may have calculated incorrectly in my previous post, but I think the maximum I'm entitled to is nothing greater than about €40, just to remind u her earnings are €330 a week approx

thenightrider

Ok you will not lose any money

As she is on 330 take 20 of for every day to a max of 60 leaves 270 take 60% leaves a means of 108 per week but a couple on SW gets 326 so 108 from 326.10 leaves 218.10 and that is what you should get but im not sure if they will pay over the 196

Hope this helps

germwarfare

thenightrider wrote: »

Ok you will not lose any money

As she is on 330 take 20 of for every day to a max of 60 leaves 270 take 60% leaves a means of 108 per week but a couple on SW gets 326 so 108 from 326.10 leaves 218.10 and that is what you should get but im not sure if they will pay over the 196

Hope this helps

I appreciate that nightrider.... but how is the 'couple on social welfare' bit relevant to my situation? Sorry, a bit confused here.

edellc

its relevant cause you will be living with her so therefore your a couple

germwarfare

edellc wrote: »

its relevant cause you will be living with her so therefore your a couple

Yes, but she is in fulltime employment, and is not claiming anything, so only I am assessed under SW...?

And they use her means to determine how much I receive.

edellc

yes they do use her means to assess you it makes no difference that she is working and you are claiming just for you
as you will be living together you are classed as a couple and the max social welfare a couple get is 326 p/w
i know its completely ridicules as she cant claim tax credits for the two of you just a single credit but again an irish way of doing things its been this way for years ppl are only noticing this now due to the high increase in social welfare applicants

thenightrider

germwarfare wrote: »

Yes, but she is in fulltime employment, and is not claiming anything, so only I am assessed under SW...?

And they use her means to determine how much I receive.

My girlfriend is in full time employment and my means are taken away from 326.10 because you get 196 plus Increase for a Qualified Adult €130.10 thats €326.10 take your mean's away of 108 per week and that's how much you should get

germwarfare

Ok, I'm seeing more clearly now guys, thanks so much. One thing nightrider, you were complaining that you were down to a pittance now, but you seem to be receiving the same rate now as before, ie full rate?

thenightrider

germwarfare wrote: »

Ok, I'm seeing more clearly now guys, thanks so much. One thing nightrider, you were complaining that you were down to a pittance now, but you seem to be receiving the same rate now as before, ie full rate?

sorry i worked out your rate wrong your mean's are 162 per week i read it as 60 % take that of but it is 60 % of her wage so you would come out with 164

she is on more then 330 so they say i have higer mean's that means i get less money

germwarfare

thenightrider wrote: »

sorry i worked out your rate wrong your mean's are 162 per week i read it as 60 % take that of but it is 60 % of her wage so you would come out with 164

she is on more then 330 so they say i have higer mean's that means i get less money

Right, that makes sense.

I'd be happy enough to settle for the 164, if thats what it came out to. Far better than what I had anticipated earlier anyway.

germwarfare

One other thing that has me puzzled; it seems that her weekly salary figure would be assessed INCLUDING income tax payable. This is stupid as the taxable money should not be considered assessable, as she would never have access to it for her own means. PRSI on the other hand is deducted as it is a scheme conducted with the DSFA themselves, so that makes sense.