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car and insurance??

  • 13-06-2010 10:13pm
    #1
    aaronsbz
    Closed Accounts Posts: 53 ✭✭


    hey im just starting my driving lessons and its going well!!

    so i want to get a car but i wanT A CHEAP ENOUGH car to start _ so does any1 have any ideas on what type of car to get that will be reliable and have cheap insurance....

    also any ideas where a good place to get cars are and also where is the best place to go for cheap insurance??

    thanks.


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,852 Mod ✭✭✭✭Henry Ford III


    Buy a 1.0 litre engined car, and shop around.


  • #3
    Pdfile
    Registered Users, Registered Users 2 Posts: 2,115 ✭✭✭Pdfile


    Henry Ford III wrote: »
    Buy a 1.0 litre engined car, and shop around.


    700cc is the way to go.

    cheapest tax/insurance.

    You'll appreciate a good car even more when you can afford one.


  • #4
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Keep it 10 years or newer to make sure as many insurers offer quotes as possible. Many drop out for cars older than that


  • #5
    MacAva
    Registered Users, Registered Users 2 Posts: 77 ✭✭MacAva


    Most important factor when looking for a good old car is mileage!!! The more mileage, the bigger chance of problems as its been driven more etc.

    Check out the condition of the interior and whether or not its been looked after. Same with the exterior.

    Be good to buy a car with a recent NCT pass too!

    You need to shop around. Good old cars are hard to find. But no point buying a piece of junk and spending a loada cash repairing it.


  • #6
    Eoin
    Registered Users, Registered Users 2 Posts: 21,263 ✭✭✭✭Eoin


    MacAva wrote: »
    Most important factor when looking for a good old car is mileage!!! The more mileage, the bigger chance of problems as its been driven more etc.

    I would not agree with that at all. It might be a factor, but certainly not the most important one. When you're looking at 1.0 cars, you can find plenty that haven't done that much mileage, but they haven't been serviced properly and have been used for short start/stop journeys with a cold engine.


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  • #7
    Max Power1
    Closed Accounts Posts: 10,272 ✭✭✭✭Max Power1


    MacAva wrote: »
    Most important factor when looking for a good old car is mileage service history!!! The more mileage history, the bigger lesser chance of problems .
    fyp

    cant disagree more. Ive seen 12 year old fiestas and polos with 30,000 miles on the clock with major issues in the running. A car with (non clocked) severely low mileage for its age should be treated with as much suspicion as a car with incredibly high mileage.


  • #8
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Aye, super low mileage on an old car is not always a good thing. I currently have a polo that only covered 4/6 thousand mile in it's first 5 years. It wasn't terrible, but there was a lot that needed doing to it, since it hadn't been maintained.
    Service history would be a priority before low mileage imo.


  • #9
    Chill.ie (Conor)
    Closed Accounts Posts: 60 ✭✭Chill.ie (Conor)


    @aaronsbz: You picked a great time to buy a car, there are so many good deals to be had out their on the likes of carzone.ie and beepbeep.ie to name but a few. I work with Chill.ie, an online insurance broker. We compare over 16 insurers and are very competitive for young drivers. It might be worth getting in touch when you have an idea of what car you are buying and get a quote with us. Some young drivers in the past have made the mistake of buying the car and finding out after that they can't afford the insurance premium! Also I wrote a blog post a while back on "Ten ways to save on your car insurance". Click here to read it.. Best of luck!


  • #10
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Max Power1 wrote: »
    fyp

    cant disagree more. Ive seen 12 year old fiestas and polos with 30,000 miles on the clock with major issues in the running. A car with (non clocked) severely low mileage for its age should be treated with as much suspicion as a car with incredibly high mileage.

    Absolutely. Id sooner buy a 10 year old car with 150k on the clock than a 10 year old car with 30k on the clock; at least you know that the car with higher mileage has been driven, and if the owner has any cop on (and there is some evidence to back it up) then its more likely to have been serviced properly. From what I have seen anyway a lot of people think of getting their car serviced at intervals based on mileage, and not that time is also a factor, so therefore there is a greater chance that a car doing 3k a year might well have been serviced less than one which has done 15k a year.

    Of course its all guesswork, and you could pick up an absolute peach of a 99 with 30k on the clock that was serviced every 3 months and runs like it just rolled off the production line!


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