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Insurance?

Farcear · 2010-06-09 23:18:04

Fairly new to this whole area. Doing up a budget for the year and I'm just wondering if health insurance is worth getting. VHI seem to do a basic kinda plan for around €600 but looking at the info page: Hospital Care * Full cover for a semi-private room and treatment in over 60 public hospitals -- What does this actually…

09-06-2010 11:18pm

#1

Farcear

Registered Users, Registered Users 2 Posts: 618 ✭✭✭

Join Date: September 2005

Posts: 564

Fairly new to this whole area. Doing up a budget for the year and I'm just wondering if health insurance is worth getting. VHI seem to do a basic kinda plan for around €600 but looking at the info page:

Hospital Care

* Full cover for a semi-private room and treatment in over 60 public hospitals -- What does this actually mean???
* Access to over 1,900 Consultants.
* 35% cover for certain investigations and treatments in the Blackrock Clinic and the Mater Private Hospital -- to cure 35% of what ails me? $:\$
* Up to €100 per night for accommodation expenses incurred when travelling for cancer treatment - maximum of €1,500 per year -- no // very unlikely at my age
* Cover for eating disorders such as anorexia and bulimia -- no
* Up to 91 days in-patient care for alcohol and substance abuse in any 5-year period -- no!

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Comments

#2 10-06-2010 12:06am

DrIndy

Registered Users, Registered Users 2 Posts: 3,461 ✭✭✭

Join Date: February 2005

Posts: 3367

You may get some general information on what kind of benefits you get generally from insurance on this forum - but:

Banking/Insurance/Pensions is a forum dedicated to the nitty gritty and comparing plans between insurers.

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#3 11-06-2010 7:45pm

CathyMoran

Registered Users, Registered Users 2 Posts: 7,458 ✭✭✭

Join Date: June 2004

Posts: 7066

Farcear wrote: »

Fairly new to this whole area. Doing up a budget for the year and I'm just wondering if health insurance is worth getting. VHI seem to do a basic kinda plan for around €600 but looking at the info page:

Hospital Care

* Full cover for a semi-private room and treatment in over 60 public hospitals -- What does this actually mean???
* Access to over 1,900 Consultants.
* 35% cover for certain investigations and treatments in the Blackrock Clinic and the Mater Private Hospital -- to cure 35% of what ails me? $:\$
* Up to €100 per night for accommodation expenses incurred when travelling for cancer treatment - maximum of €1,500 per year -- no // very unlikely at my age
* Cover for eating disorders such as anorexia and bulimia -- no
* Up to 91 days in-patient care for alcohol and substance abuse in any 5-year period -- no!

Just to point out that you can get cancer at any age - am a 3 year 4 month survivor of oesophageal cancer, was so glad of my private health cover for that. You never know what tomorrow can bring so I would always believe in private health insurance.

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