Are Quinn-Direct taking the piss????

Ger123

I just got a renewal quote from quinn, My premium has increased by 34 percent.

Ive never had an accident and have a 9 year no claims bonus with them.

They said the reason for the increase was due to accidents and theft in the dublin area. WTF!!!!

This is a crazy increase, but have to go with them anyway because funnily enough they are still the cheapest....but come on 34 percent.

Another thing I just found out about them, just to warn others to the fact. If your car goes on fire or is bunt out, yeah you can claim for the damage, but they do not pay for the fire-brigade charges which could be anything up to 2000 euro.

Jet Black

My sisters insurance was up recently and there was something like 28% increase. She has about 8 years no claims with 2 points. Lives in north Dublin. I had a look online and got her fully comp, with no claims protection for €310.

Pays to look around before renewing.

Andrew33

Ger123 wrote: »

I just got a renewal quote from quinn, My premium has increased by 34 percent.

Ive never had an accident and have a 9 year no claims bonus with them.

They said the reason for the increase was due to accidents and theft in the dublin area. WTF!!!!

This is a crazy increase, but have to go with them anyway because funnily enough they are still the cheapest....but come on 34 percent.

Another thing I just found out about them, just to warn others to the fact. If your car goes on fire or is bunt out, yeah you can claim for the damage, but they do not pay for the fire-brigade charges which could be anything up to 2000 euro.

Just suck it up kid, my policy with AA went up 25%, same as you, no claims, full bonus and the answer I got was similar to yours. Loads of claims. Bullsh1t, the dirty hungry robbin' cnuts are just doing what they always do, ripping us off yet again just because their "investments" went sour.:mad:

ScouseMouse

Andrew33 wrote: »

Just suck it up kid, my policy with AA went up 25%, same as you, no claims, full bonus and the answer I got was similar to yours. Loads of claims. Bullsh1t, the dirty hungry robbin' cnuts are just doing what they always do, ripping us off yet again just because their "investments" went sour.:mad:

Or maybe they are replenishing their reserves because of the millions in payouts last year to do with the flooding and storms? Not to mention their investments that went sour with the economy.

I am not condoning it, buy I am a realist !

witchgirl26

I got my renewal from Quinn the other day & it was up a fair bit as well. I get that my insurance is going to be expensive enough as I'm a learner in a 1.3L under 25 (but hey at least a girl so one thing going for me there) but I also have 2 years no claims bonus so was hoping any increase wouldn't be huge. I normally pay monthly & to go with Quinn again would cost me over €20 extra a month this year. Checked out Axa & Aviva & got much better quotes from them so going to switch. Still not a great saving but it's something at least.

stryker mcqueen

I share your frustrations folks , but maybe remember that the voice at the other end of the phone didnt increase your premium , so lets try not to eat the heads off us !! cause if someone is rude , they get nothing from me and thats a fact !

Try AIG

stimpson

stryker mcqueen wrote: »

I share your frustrations folks , but maybe remember that the voice at the other end of the phone didnt increase your premium , so lets try not to eat the heads off us !! cause if someone is rude , they get nothing from me and thats a fact !

Don't be so sure. I got a renewal from AA - up to 570 from 450. I noticed they had the wrong cc on the quote - was from the earlier model. I said it to her on the phone and she said it makes no difference - still classed as a 2 litre. I insisted she change it on the cert so she puts me on hold. When she comes back, lo and behold my premium is down to 530.

I did say thanks

MugMugs

Ger123 wrote: »

Another thing I just found out about them, just to warn others to the fact. If your car goes on fire or is bunt out, yeah you can claim for the damage, but they do not pay for the fire-brigade charges which could be anything up to 2000 euro.

I believe you are incorrect.

Demonon

I left quinn direct last year when they wanted €1200 for my renewal, where 123.ie wanted €550. So obviously I went with 123.ie. Got my renewal a few weeks ago for just under €430. Maybe it's just certain companies increasing premiums because mine actually decreased in the last 12 months. Certainly pays to shop around as they say.

Alanstrainor

rarnes1 wrote: »

Try AIG

Just fyi, AIG are now called Chartis Insurance.

Paparazzo

Ger123 wrote: »

I just got a renewal quote from quinn, My premium has increased by 34 percent.

Ive never had an accident and have a 9 year no claims bonus with them.

They said the reason for the increase was due to accidents and theft in the dublin area. WTF!!!!

You should "move" to a mates house outside the Dublin area

Divorce Referendum

Shop around. My quinn direct policy went up 100 euro from last year so I was quoted 1090 euro. Got a quote from aviva for 750 euro. Rang quinn direct told i want to cancel the renewal of my insurance and she explained that a member of the cancellation team will ring. She rang asked for my aviva quote performed a bit of magic and hey presto a quote of 730 euro from Quinn, down 360 euro from the original quote. What a racket the insurance business is!

Abelloid

Divorce Referendum wrote: »

Shop around. My quinn direct policy went up 100 euro from last year so I was quoted 1090 euro. Got a quote from aviva for 750 euro. Rang quinn direct told i want to cancel the renewal of my insurance and she explained that a member of the cancellation team will ring. She rang asked for my aviva quote performed a bit of magic and hey presto a quote of 730 euro from Quinn, down 360 euro from the original quote. What a racket the insurance business is!

Did your excess go up?

CoDy1

Paparazzo wrote: »

You should "move" to a mates house outside the Dublin area

He may aswell not pay insurance at all so, because if he gave a different address to where the vehicle is kept at for at least 4 nights a week, it would be invalid and wouldn't get a penny in the event of a claim.

Anyway its not just dublin, insurance premiums have increased nationwide.

Divorce Referendum

JustinOval wrote: »

Did your excess go up?

No excess stayed the same.

lav1

Demonon wrote: »

I left quinn direct last year when they wanted €1200 for my renewal, where 123.ie wanted €550. So obviously I went with 123.ie. Got my renewal a few weeks ago for just under €430. Maybe it's just certain companies increasing premiums because mine actually decreased in the last 12 months. Certainly pays to shop around as they say.

im with 123.ie and last year it cost 350 then last week i got my renewal 410 and my excess went up by 100euro for no reason other than OTHER people making claims i was told!!

whats the point in being a good safe driver and earning a good no claims bonus if peoples insurance keeps going up?

fonecrusher1

Andrew33 wrote: »

Just suck it up kid,

Rubbish.

Be more proactive about it. Make a list of car insurers, sit down with the phone & phone around.

Never just settle for what you think is the best qoute.

RoyalMarine

ive a nice story to tell about quinn direct.

got insurance few years back, and got screwed by them in an accident 2 years ago.
so i have 2 years no claims, turned 25, and my insurance went from 1300 to 1500 this year.
i cancelled.
went with fbd. 1.4 chevrolet lacetti 921 euro.
changed car last week to a 1.9 petrol bmw 316i, insurance went up by 75 euro.

djimi

Ive found recently that I have a lot more luck with brokers when it comes to getting cheaper quotes. Insurance companies in this country are just about the lowest of the low but Ive found the brokers will be a lot more helpful. Last year I got a quote thru a broker in Clane that was nearly €800 cheaper than the best quote I got by ringing the insurance companies directly.

And dont waste your time with 123.ie; they dont honor their quotes from one day to the next so they are not worth wasting the price of a phone call on.

Patsy fyre

Quinn are a total disgrace. Last month i was in a small crash. Some front bumper damage but the car was driving fine. Quinn brought the car to one of their 'approved repairers'. The estimation for the damage çame to 2,900. I then brought the car to a local panel beater. To do a full job on the car he quoted me 350. I went back to quinn and told them, and that i get it fixed myself and pay for it aslong as they could protect my no claims bonus. Liability was against me. They dissagreed and insisted on paying the money to the cowboys and would not protect my no claims bonus. So quinn have to pay out all the money and wont have any chance to get their money back as i will never be a customer of quinn again. Its no wonder they went into administration.

PCPhoto

Patsy fyre wrote: »

Quinn are a total disgrace. Last month i was in a small crash. Some front bumper damage but the car was driving fine. Quinn brought the car to one of their 'approved repairers'. The estimation for the damage çame to 2,900. I then brought the car to a local panel beater. To do a full job on the car he quoted me 350. I went back to quinn and told them, and that i get it fixed myself and pay for it aslong as they could protect my no claims bonus. Liability was against me. They dissagreed and insisted on paying the money to the cowboys and would not protect my no claims bonus. So quinn have to pay out all the money and wont have any chance to get their money back as i will never be a customer of quinn again. Its no wonder they went into administration.

why didnt you just get it fixed and tell them its done.... its your insurance policy they dont dictate what you can and cant do with regards to going through the insurance company or not.

all you had to do was say..I've been in an accident, I'm going to get the car repaired myself....is it possible that quinn were getting a kickback from "approved repairers" ?

Patsy fyre

They guy my girlfriend crashed into was claiming on my insurance. He wouldnt listen to anything i had to say. He was a right dönkëy!

katana1

I also got a huge renewal from them 390 euro ( full clean licence --driving since I was 17 -now 42) --I rang them and told them that Hibernian quoted me 250 and they came in 10 euro cheaper.
That was great and went with it---But I bought a new fiesta (86bhp) and they added 123 euro onto the policy.
I rang Allianz( my wifes insurer) to get the same quote for my wife for changing her car and they added 11 euro for same car.. Quinn can go to hell next year , I will not even ring them back if I get a better quote.
Been with them for years --so much for loyalty to customers.:mad:

furtzy

Seems to happen every year. I've changed insurance company every year for the last few years now. They don't seem to want the continued business of old farts like me with 15 years NCB, full clean licence etc etc. Policy is only around the €300 mark so they don't seem interested in keeping me as a customer

onemorechance

I got a quote off Quinn that was similar to what i paid two years previous. This was around March, just before the administration. I did a web search and got a cheaper quote with 123. I called Quinn with the quote and they knocked off about E50 of theirs. It was a cheaper than last years so i went with it.

djimi

Patsy fyre wrote: »

They guy my girlfriend crashed into was claiming on my insurance. He wouldnt listen to anything i had to say. He was a right dönkëy!

In that case your NCB was going to take a hit either way. It is possible to pay your insurance company back the money they paid out for repairs before your next renewal date, and in doing so you are negating the claim and it doesnt affect your NCB for the next year. Worth doing if the claim is any less than €2000 as youll most likely end up paying for a claim for several years after.

And they have no right to dictate who you get your car repaired by. If their garage quotes €2900 and you can get it done for €350 then you tell them thank you very much but youll get the damage repaired yourself; you dont have to claim from them just because you had an accident.

Patsy fyre

And they have no right to dictate who you get your car repaired by. If their garage quotes €2900 and you can get it done for €350 then you tell them thank you very much but youll get the damage repaired yourself; you dont have to claim from them just because you had an accident.[/QUOTE]

Quinn have their own approved garages around the country were the work has to be done. Or so i was told! Quinn also told me that since the other party is claiming under my insurance it doesnt matteq whether its 500 e or 4000e along as its under 5000e the premium will go up by the same amount. So ive no choice but to claim under my insurance aswel. Its ridiculous- i know but thats the way quinn direct operate!

200motels

Ger123 wrote: »

I just got a renewal quote from quinn, My premium has increased by 34 percent.

Ive never had an accident and have a 9 year no claims bonus with them.

They said the reason for the increase was due to accidents and theft in the dublin area. WTF!!!!

This is a crazy increase, but have to go with them anyway because funnily enough they are still the cheapest....but come on 34 percent.

Another thing I just found out about them, just to warn others to the fact. If your car goes on fire or is bunt out, yeah you can claim for the damage, but they do not pay for the fire-brigade charges which could be anything up to 2000 euro.

Did you try Zuric they beat Quinn by 180 euro for me.

djimi

Patsy fyre wrote: »

Quinn have their own approved garages around the country were the work has to be done. Or so i was told! Quinn also told me that since the other party is claiming under my insurance it doesnt matteq whether its 500 e or 4000e along as its under 5000e the premium will go up by the same amount. So ive no choice but to claim under my insurance aswel. Its ridiculous- i know but thats the way quinn direct operate!

Sorry I should clarify; if you go thru them to get your car repaired then yes, they will instruct you to go to one of their approved garages to do the repairs and you have no choice in the matter. What I meant is that you do not have to get the car repaired thru them, and if you have found someone who will do it for €350 as opposed to €2900 then its madness to claim off the insurance.

But as you say, the other guys claim is going to hurt you either way. How much did the other guys damage amount to? As I said earlier, if you can pay off Quinn for whatever they outlayed (provided its a reasonable sum of course) then it should be considered. I made a claim for €2000 about three years ago and its still haunting me now; I wish Id just borrowed the €2000 from the credit union, at least it would be paid by now and Id have a far better NCB.

Patsy fyre

But as you say, the other guys claim is going to hurt you either way. How much did the other guys damage amount to? As I said earlier, if you can pay off Quinn for whatever they outlayed (provided its a reasonable sum of course) then it should be considered. I made a claim for 2000 about three years ago and its still haunting me now; I wish Id just borrowed the 2000 from the credit union, at least it would be paid by now and Id have a far better NCB.[/QUOTE]

Im losing my no claim bonus either way and my premium is going to go up by the same amount whether i claim or not. So why should i pay 350e extra and have my premium go up and lose my ncb. The girl im dealing with is advisîng me to just let it go through the insurance. The other guys claim is only 1100e. They are a joke. Wont be signing up with them ever again.

stryker mcqueen

Patsy fyre wrote: »

But as you say, the other guys claim is going to hurt you either way. How much did the other guys damage amount to? As I said earlier, if you can pay off Quinn for whatever they outlayed (provided its a reasonable sum of course) then it should be considered. I made a claim for 2000 about three years ago and its still haunting me now; I wish Id just borrowed the 2000 from the credit union, at least it would be paid by now and Id have a far better NCB.

Im losing my no claim bonus either way and my premium is going to go up by the same amount whether i claim or not. So why should i pay 350e extra and have my premium go up and lose my ncb. The girl im dealing with is advisîng me to just let it go through the insurance. The other guys claim is only 1100e. They are a joke. Wont be signing up with them ever again.[/QUOTE]

Why is that a joke ?? a claim is a claim , regardless of the value of it , your scenario is a 3rd party claim as your liable for the other persons damage, so your ncb will be stepped back probably 3 yrs , ( or however quinns scale works ) thats regardless of you claiming your damages or not , the point is , you should just let the insurance look after it , if you sort it yourself you will be penalised the same amount as if you didnt , so there is no point doing it yourself ......whats the lesson ?? for the extra few Bob Dylans PROTECT YOUR NCB !!!

ShadowHearth

Well the way i noticed, the ones who paying **** all get a bit increase, but those who allready paying over 1k get it down.


If i would be paying 300eu for a year, i wouldnt be bitching much for anather 50eu... :rolleyes:

2 months ago on mx5 my qoute went down from 1.3k to 800 eu...

Paparazzo

CoDy1 wrote: »

He may aswell not pay insurance at all so, because if he gave a different address to where the vehicle is kept at for at least 4 nights a week, it would be invalid and wouldn't get a penny in the event of a claim.

But in the real world that wouldn't happen. How can an insurance company tell where he kept his car over the last year?

dirtydiesel

djimi wrote: »

Ive found recently that I have a lot more luck with brokers when it comes to getting cheaper quotes. Insurance companies in this country are just about the lowest of the low but Ive found the brokers will be a lot more helpful. Last year I got a quote thru a broker in Clane that was nearly €800 cheaper than the best quote I got by ringing the insurance companies directly.

And dont waste your time with 123.ie; they dont honor their quotes from one day to the next so they are not worth wasting the price of a phone call on.

I rang axa for a quote last year, it was reasonable, phoned a broker who took my details and phoned me back with a cheaper quote than axa gave me but his cheaper quote was from axa. I can never figure out how insurance companies work.
Your advice to go to a broker is spot on.

stryker mcqueen

dirtydiesel wrote: »

I rang axa for a quote last year, it was reasonable, phoned a broker who took my details and phoned me back with a cheaper quote than axa gave me but his cheaper quote was from axa. I can never figure out how insurance companies work.
Your advice to go to a broker is spot on.

Brokers get different rates , axa broker & axa direct are more or less 2 different companies , direct are based in dublin and broker are in Derry .

If everyone was quoting the same the broker would not exist

youcrazyjesus!

My quote from Quinn doubled, yes DOUBLED. I asked them what the misake was and to check with the supervisor but it was correct. I told them I'd give them the business if they could come close (not even beat) to Axa's price but they didn't seem interested in even trying to keep my business.

This was before all the trouble with the regulator so I'm not sad to see what happened to him after it with their disgraceful attitude and rip off pricing.

Our man in Havana

Just got my renewal and my quote has doubled!

Feck em. It is now be cheaper for my wife to insure the car with open driving. It defies logic.

galwaytt

stryker mcqueen wrote: »

I share your frustrations folks , but maybe remember that the voice at the other end of the phone didnt increase your premium , so lets try not to eat the heads off us !! cause if someone is rude , they get nothing from me and thats a fact !

I appreciate you're a cog in the machine, but it's not us putting the premia up, and it is up to you to engage 'within' to make sure something is done. If not, you won't know have a job to go into, if we all go somewhere else. At the end of the day there is a direct connection between how many customers you win/retain, and how many employees Quinn will need........

MugMugs wrote: »

I believe you are incorrect.

you may believe so, but I know that you are. Fire, in TPF&T, and in Comp, does NOT cover Fire Brigade charges. It covers the damage caused by the fire, but not the cost of.......putting it out. I know, I know, go figure.........

MunsterCycling

Well if the car goes on fire then don't call the fire brigade then, if you didn't call them you aren't responsible for the charge.