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Credit/Debit Card _ Merchant Services Proivider

  • 28-04-2010 3:11pm
    #1
    Gerard93
    Registered Users, Registered Users 2 Posts: 375 ✭✭


    Hi,
    I am a retailer and recently switched Banks, currently with Bank of Ireland, to process customer's Credit or Debit cards do I have any choice but to go with Elavon as they seem to be the proivider associated with Bank of Ireland.

    Currently quoting me a Transaction fee of .25c on all Debit Cards and 1.9% for Credit Cards with a monthly rental of €33+VAT for a Bluetooth terminal.

    Any comments would be appreciated.

    Thanks.


Comments

  • #2
    Bandara
    Registered Users, Registered Users 2 Posts: 3,282 ✭✭✭Bandara


    I was with Elavon (BOI customer) up until last sept (i left them as they are beyond appalling to deal with)

    1.25% on credit cards (get a Blended rate - this is essential), 18c laser cards and rental was €24 a month approx.

    I'm now with AIB (i do all ym banking with boi still) at 1.1% blended, 16c laser, and 22 a month rental


  • #3
    Gerard93
    Registered Users, Registered Users 2 Posts: 375 ✭✭Gerard93


    Hi Hammertime,
    Thanks for reply, I was with AIB Merchant services but I was under the impression since I was no longer an AIB customer I had to leave them, even though I now bank with BOI can I use AIB Merchant services for Credit/debit cards transactions? To be honest when I was previously with them I had no complaints (i.e. AIB Merchant services).


  • #4
    Bandara
    Registered Users, Registered Users 2 Posts: 3,282 ✭✭✭Bandara


    no you can still use them, the only downside is it can take about 3/4 days for the funds to hit your account in BOI whereas if you bank with AIB it takes only a day.

    if you cannot asorb this into your cashflow structure then you have an issue.

    Otherwise by all means stay with your current provider.


  • #5
    Gerard93
    Registered Users, Registered Users 2 Posts: 375 ✭✭Gerard93


    Hammertime wrote: »
    no you can still use them, the only downside is it can take about 3/4 days for the funds to hit your account in BOI whereas if you bank with AIB it takes only a day.

    if you cannot asorb this into your cashflow structure then you have an issue.

    Otherwise by all means stay with your current provider.

    Thanks Hammerhead this is good to know.

    Regards,

    Ger.


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