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public liability insurance, do I need it

  • 27-04-2010 02:47PM
    #1
    opel1
    Registered Users, Registered Users 2 Posts: 24 ✭


    Hi, any help appreciated, I could possibly have the option of a job delivering and picking up items for a shop on a contract basis. I know i would need commercial insurance for a van but may need public liability insurace, is this correct?
    if so, what kind of figure would it cost?
    Are there any other types of insurance required?
    Basically I would be collecting second hand goods from peoples homes and delivering them to the shop and then occasionally delivering large items sold by the shop to customers homes!


Comments

  • #2
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Opel1. You need a haulage package seeing that they are not your goods. Ordinary commercial vehicle insurance is not sufficient. Part of the package would include public liability but you need to check out for Goods In Trust cover incase stuff you are carrying gets damaged in an accident, stolen or goes up with the vehicle in a fire. PM me if you would like someone in the company i work with to give you a call


  • #3
    opel1
    Registered Users, Registered Users 2 Posts: 24 ✭opel1


    Thanks for the reply oldyouth, pm sent.
    cheers


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