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is the debenhams store card liable for government credit card tax?

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  • 13-04-2010 2:58pm
    #1
    cjmcork
    Registered Users Posts: 2,354 ✭✭✭


    ref title????


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    #2
    slowmoe
    Registered Users Posts: 561 ✭✭✭slowmoe


    all credit cards are liable for the tax, unless you're talking about a loyalty card in which case it wouldn't be possible to charge afaik


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    #3
    cjmcork
    Registered Users Posts: 2,354 ✭✭✭cjmcork


    so the store card is a credit card by any other name?


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    #4
    cjmcork
    Registered Users Posts: 2,354 ✭✭✭cjmcork


    just did a google on it and it looks like it's not worth the saving on your spend - too much hassle with GE to be worth taking one out...........Mods, this thread can be closed at your leisure!


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    #5
    91011
    Closed Accounts Posts: 1,383 ✭✭✭91011


    they don't have tax but they do have a 30% interest rate, ridiculous charges for late payment and do their best to make you pay for purchases with the card so that their overpriced goods reap them an even bigger profit.


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    #6
    dudara
    Registered Users Posts: 33,519 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    dudara


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    #7
    chris85
    Registered Users Posts: 4,502 ✭✭✭chris85


    cjmcork wrote: »
    just did a google on it and it looks like it's not worth the saving on your spend - too much hassle with GE to be worth taking one out...........Mods, this thread can be closed at your leisure!

    GE dont deal with these anymore. its Santander now afaik

    Edit: and yes applicable for gov't duty as is a credit card and not a loyalty card or the likes.


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    #8
    Satts
    Registered Users Posts: 816 ✭✭✭Satts


    Reading the Debenhams website it looks like you have a choice between going for a credit card and a store card.

    I'm presuming Government tax on the credit card and no Government tax on the store card.

    They quote 19.9APR for both cards.


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    #9
    sitstill
    Registered Users Posts: 1,380 ✭✭✭sitstill


    I have the Debenhams STORE card and can confirm that there is no government stamp duty on it. You have to basically pay the bill in full though because the interest is ridiculous on it. For this reason, I hardly ever use it.


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