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fixed rate finished. Options?

elchanco · 2010-04-12 19:44:42

Hi, 280k mortgage 2006.. initially was on 2year fixed at 4%, that finished in 2008. Our options at the time were tracker +1.5% ecb (5.6%) or fixed 2years (5.7%). Since the rates were still rising we decided to fix. Typically rates plummeted soon after and we were stuck with a high interest rate! Now, our fixed rate is…

12-04-2010 7:44pm

#1

elchanco

Registered Users, Registered Users 2 Posts: 329 ✭✭

Join Date: May 2008

Posts: 268

Hi,

280k mortgage 2006.. initially was on 2year fixed at 4%, that finished in 2008. Our options at the time were tracker +1.5% ecb (5.6%) or fixed 2years (5.7%). Since the rates were still rising we decided to fix. Typically rates plummeted soon after and we were stuck with a high interest rate!

Now, our fixed rate is finished in July. What rates should i expect this time around. Am I correct that the bank PTSB wont offer me the tracker this time around?
There’s lots of advice from the "experts" at the moment to go for fixed mortgages!

Any advice

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