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Crashes Up North

  • 16-03-2010 10:24am
    #1
    Registered Users, Registered Users 2 Posts: 853 ✭✭✭


    Well I was recently involved in a crash in Belfast, I myself am from the Republic of Ireland.
    Immediatly on getting out of the car i reported the crash to the police. Saying no one was injured but to come down to determine who pays the costs. I was told that i should not have called them as it's between the drivers to determine the costs... is this correct? If so how do you come up with a solution when you think you are both 'in the right' and neither of you are happy with splitting costs...

    Also they do not carry insurance details up there, so i was giving the womans name and address and she was given my insurance details. Surely this means she can claim off my insurance and i can do nothing in return...

    I have the policemans name and station but to me this crash looks to be in her favour.

    Can anyone please fill me in on what normal procedure is up North and How to follow it up?
    Thank you


Comments

  • Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    You can always inform the police when there is a collision, it's then up to then them to judge the seriousness of it. If it's only a fender bender they prob won't even show up. Since you're a tourist up there it's probably best to contact police.
    Pass her details and reg number over to your insurance company. Let them sort it and if it didn't cost much you can reimburse the company and keep your NCB.


  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    The insurers will decide who is liable, or maybe ultimately a court.

    The Police have little/no interest when noone is injured and no obvious traffic laws have been broken.

    Report it to your insurer.


  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭daveharnett


    Seanieke wrote: »
    I was told that i should not have called them as it's between the drivers to determine the costs... is this correct? If so how do you come up with a solution when you think you are both 'in the right' and neither of you are happy with splitting costs.
    This is no different than here - police generally don't attend the scene unless there is injury or disruption to traffic. Report the facts to your insurer ASAP, they will contact the other party's insurer, get their side of the story and decide on liability between them.


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