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Car insurance premiums going down?

  • 11-03-2010 8:25pm
    #1
    Davy
    Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭


    Car insurance was up for renewal, and was expecting a bit of an increase due to reports its been going up about 20% in the past while.

    The letter came, and the quote was 20% less than last year, so i was fairly happy with that. I asked if they could do any better over the phone and straight away she took another 10% off the lower price.

    Just curious has anyone else found the same>? :)


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    I've found mine going down yearly but I'm still building up my NCD at the moment.


  • #3
    Tony H
    Registered Users, Registered Users 2 Posts: 1,514 ✭✭✭Tony H


    My son renued his last month with Quinn and after a small bit of haggling got them down from €1100 to €900 , he's 22 with a years ncb and a full licence .


  • #4
    Davy
    Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭Davy


    fitzdragon wrote: »
    My son renued his last month with Quinn and after a small bit of haggling got them down from €1100 to €900 , he's 22 with a years ncb and a full licence .

    That seems pretty decent imo if its full comp.


  • #5
    Tony H
    Registered Users, Registered Users 2 Posts: 1,514 ✭✭✭Tony H


    Davy wrote: »
    That seems pretty decent imo if its full comp.

    Yes that's fully comp. Its only an 07 Colt 1.1 though so that helps as well I think .


  • #6
    100gSoma
    Registered Users, Registered Users 2 Posts: 1,287 ✭✭✭100gSoma


    The polar opposite of my experience guys.

    My insurance went from 833 to 1366euro in this renewal. Fully comp protected.
    Thats a whopping 64% increase for no apparent reason. The customer agent I rang said "your not the only one, believe me" and laughed. I have 8 years NCB (age 30). The car is a 2.0 FTO and I think nobody wants to take this car anymore (jap import). AXA wanted 1600euro. AA wanted 1300 (through axa). I eventually managed to find a renewal for 790euro with setanta via a broker. So technically I managed to reduce it this year, but barely.
    Great to hear your policies have gone down though. When I rang the regulator about my 64% increase he said that 500million euro of claims have already been submitted due to the winter weather and floods, and he expects ALL premiums to see a 10% rise this year across the board.


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  • #7
    Solitaire
    Moderators, Technology & Internet Moderators Posts: 18,381 Mod ✭✭✭✭Solitaire


    On average they're rising, and certain "stealth taxes" are really going to bite this year too. The "Get Off The Roads, Peasant!!" charge is hitting unemployed drivers for €+20% per annum now on basis of being a nice, vulnerable target to exploit. Disgusting.


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