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Paying hard cash for a car- is this a scam?

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  • 25-02-2010 8:51pm
    #1
    kaji
    Registered Users Posts: 646 ✭✭✭


    Hi, just put a deposit down for my first car. I'm gonna pay the rest this week but the dealer wants me to pay in cash. Is this normal? This is a privately owned garage so I'm assuming its better for him to receive cash but I'm afraid I'm gonna be ripped off now or be scammed or something. Is paying cash OK? Its a few thousand...


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    #2
    Jax Teller
    Closed Accounts Posts: 8,763 ✭✭✭Jax Teller


    kaji wrote: »
    Hi, just put a deposit down for my first car. I'm gonna pay the rest this week but the dealer wants me to pay in cash. Is this normal? This is a privately owned garage so I'm assuming its better for him to receive cash but I'm afraid I'm gonna be ripped off now or be scammed or something. Is paying cash OK? Its a few thousand...

    He's prob thinking you are gonna rip off with a cheque , cash is quite normal


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    #3
    Cookie_Monster
    Registered Users Posts: 24,479 ✭✭✭✭Cookie_Monster


    ask him to take a bank draft, better guarentee for him then cheque and better for you rather than carrying around wads of cash

    Taking it directly for cassh may be trying to keep it off the books


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    #4
    kaji
    Registered Users Posts: 646 ✭✭✭kaji


    Yeah I asked him how about a bank draft but he said he'd really prefer cash. So its not too unusual is it, as long as I get receipts and documents etc? Just someone I know that was freaking me out that I was being conned!


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    #5
    smash
    Closed Accounts Posts: 34,809 ✭✭✭✭smash


    As long as you get a receipt with details of warranty etc then you'll be fine, it doesn't matter how you pay


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    #6
    Triangle
    Registered Users Posts: 960 ✭✭✭Triangle


    you've done a credit check on it have you?

    A bit off topic but worth the cash nowadays seemingly from some posts i've seen recently.


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    #7
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    he wants cash? ask for a discount!


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    #8
    robtri
    Registered Users Posts: 5,473 ✭✭✭robtri


    corktina wrote: »
    he wants cash? ask for a discount!

    absolutely..... BIG discount......

    how much cash we talking here??


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    #9
    smash
    Closed Accounts Posts: 34,809 ✭✭✭✭smash


    Triangle wrote: »
    you've done a credit check on it have you?

    You mean a history check... :D


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    #10
    colm_mcm
    Registered Users Posts: 73,405 ✭✭✭✭colm_mcm


    probably wants to go under the radar for tax reasons?


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    #11
    kaji
    Registered Users Posts: 646 ✭✭✭kaji


    Its a good few thousand. Yeah just did a finance check there and it said that the car is not belonged to any bank or anything.

    Another question- what documents should I be getting off him when I give the money and how do I get the car in my name?


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    #12
    Absurdum
    Closed Accounts Posts: 4,445 ✭✭✭Absurdum


    You should insist on using a bank draft
    1. for your own safety
    2. so there is proof of the transaction


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    #13
    zilog_jones
    Registered Users Posts: 6,641 ✭✭✭zilog_jones


    kaji wrote: »
    Another question- what documents should I be getting off him when I give the money and how do I get the car in my name?

    http://www.citizensinformation.ie/categories/travel-and-recreation/motoring-1/buying-or-selling-a-vehicle/change_of_ownership

    Also get a receipt, and the service history if it has any.


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