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Best Value Credit Card

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  • 23-02-2010 5:26pm
    #1
    mcnewberson
    Closed Accounts Posts: 106 ✭✭


    Hi all

    i hope this hasn't been flogged to death here, but what in your opinions would be the best value credit card at the moment?

    Thanks

    Mcnewberson


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    #2
    Davy
    Moderators, Category Moderators, Business & Finance Moderators, Technology & Internet Moderators Posts: 19,340 CMod ✭✭✭✭Davy


    Any really if you will clear the balance each month.

    Aib click is 8.5%

    Info: http://www.aib.ie/personal/credit-cards/Click-Credit-Card-Service


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    #3
    Mezcita
    Registered Users Posts: 2,328 ✭✭✭Mezcita


    If not check these:

    http://www.moneyguideireland.com/credit-card-offers


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    #4
    ekwi
    Registered Users Posts: 19 ✭ekwi


    Yeh the AIB Click is the lowest, I was advised to go on it when I phoned up about my 'Be' Card which is at a whopping 18% rate. Unfortunatley I don't seem to be eligible for the 'Click' as I am unemployed. I am paying back 5% of Be card balance monthly at present. Is it possible to still have a credit card when you are unemployed??


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    #5
    JTMan
    Registered Users Posts: 5,540 ✭✭✭JTMan


    If you clear the balance each month, go with a Tesco Credit card and get club card points with each purchase. It is the best reward card.


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    #6
    Davy
    Moderators, Category Moderators, Business & Finance Moderators, Technology & Internet Moderators Posts: 19,340 CMod ✭✭✭✭Davy


    Fungus wrote: »
    If you clear the balance each month, go with a Tesco Credit card and get club card points with each purchase. It is the best reward card.

    Pity they cant get an online transactions setup, the would get a lot more customers imo.


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    #7
    BrianJD
    Registered Users Posts: 1,094 ✭✭✭BrianJD


    Hi

    Would going for an AIB card be crazy after all the news about them 2 weeks ago. Are they likely to increase their rates fairly high after publishing such losses.


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    #8
    chris85
    Registered Users Posts: 4,502 ✭✭✭chris85


    BrianJD wrote: »
    Hi

    Would going for an AIB card be crazy after all the news about them 2 weeks ago. Are they likely to increase their rates fairly high after publishing such losses.

    BOI are raising there rates in June also. Pity as their clear card has great rate also. Even with the increase it is a competitive rate still so will be sticking with the clear card.


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    #9
    keary79
    Closed Accounts Posts: 33 ✭keary79


    the click is changing to 9.5%
    if u already have an aib credit card you should look into changing over.
    some customers even when they are unemployed as long they keep the old card ok can balance transfer to the click


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    #10
    Yawns
    Banned (with Prison Access) Posts: 4,255 ✭✭✭Yawns


    I'm looking to clear my card in a couple of weeks and with all the best intentions of keeping it cleared too. BoI standard advantage. Unemployed, would it be easier for me to switch to click first or wait til I clear it?


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