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Student loans?

  • 21-02-2010 10:47pm
    #1
    Mrs Garth Brooks
    Closed Accounts Posts: 2,865 ✭✭✭


    I have applied to go back to college this year and saving like mad cause i will not be entitled to a grant. But i know i will never have enough saved to last me or i might be just about be able to scrape by for the first year.

    Its the living expenses that will be the hardest as i wont have tuition fees as i applied to a PLC college. I am hoping on finding an evening job somewhere but if that doesn't work out, my only option is a loan.

    Are banks offering loans to students easily enough? Or are they being turned down? Would it make a difference if i am a mature student and not just some 18 year old who wants to drink the money?

    I have an account with the credit union and haven't been using it for saving. I am thinking of saving again with them but i always thought that if i join a credit union, i'm stuck with them. Can i walk into any credit union branch if i have my account in another?
    The reason why i ask is that i am moving away from home for the course and i don't want to be travelling to to the branch i have the account with to withdraw money, and to apply for a loan.


Comments

  • #2
    Touch Fuzzy Get Dizzy
    Registered Users, Registered Users 2 Posts: 5,019 ✭✭✭Touch Fuzzy Get Dizzy


    I know it's very late to reply but I'm in the exact same situation as you and just came across this using the search, what did you end up doing?


  • #3
    eimearcmh
    Closed Accounts Posts: 599 ✭✭✭eimearcmh


    HardLuckWoman wrote: »
    I have applied to go back to college this year and saving like mad cause i will not be entitled to a grant. But i know i will never have enough saved to last me or i might be just about be able to scrape by for the first year.

    Its the living expenses that will be the hardest as i wont have tuition fees as i applied to a PLC college. I am hoping on finding an evening job somewhere but if that doesn't work out, my only option is a loan.

    Are banks offering loans to students easily enough? Or are they being turned down? Would it make a difference if i am a mature student and not just some 18 year old who wants to drink the money?

    I have an account with the credit union and haven't been using it for saving. I am thinking of saving again with them but i always thought that if i join a credit union, i'm stuck with them. Can i walk into any credit union branch if i have my account in another?
    The reason why i ask is that i am moving away from home for the course and i don't want to be travelling to to the branch i have the account with to withdraw money, and to apply for a loan.

    You can request that your account be trasnferred to a branch closer to the college. Your current branch will send a statment of all your details to your new one so it shouldnt be a problem.


This discussion has been closed.
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