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WTF!!!! Is up with my debit card

  • 06-02-2010 05:54PM
    #1
    hitlersson666
    Closed Accounts Posts: 1,544 ✭✭✭


    hey i went to order something on paypal and i would not let me because of ''lack of funds'' so i went and logged on to payzone and i saw this
    it says im -12 euros???? how can this be

    f.y.i What I wanted to order was only 10 dollers:confused::confused:
    screenshot inculded


Comments

  • #2
    whippet
    Registered Users, Registered Users 2 Posts: 7,739 ✭✭✭whippet


    as far as I can make out your balance is MINUS 12 euro !!!! which would mean that you over paid something and they allowed a slight 'overdraft' as it was one one transaction that brought you in to debit .... they obviously won't allow you to make another transaction as you are already overdrawn


  • #3
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Probably better suited to Online Buying & Auctions

    dudara


  • #4
    **Timbuk2**
    Moderators, Education Moderators, Motoring & Transport Moderators Posts: 7,396 Mod ✭✭✭✭**Timbuk2**


    Is it a genuine transaction?

    Sometimes transactions don't get debited from your account for a while, so while you're making purchases in the meantime, the purchase you made earlier could come back and put the account in the red.

    It's odd, because you're not supposed to be able to overdraw a Payzone Prepaid Mastercard!


  • #5
    hitlersson666
    Closed Accounts Posts: 1,544 ✭✭✭hitlersson666


    yes it is????? its a freaking debit card it can't happen what will i do??


  • #6
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,869 ✭✭✭GerardKeating


    hitlersson666 wrote: »
    yes it is????? its a freaking debit card it can't happen what will i do??

    You are overdrawn on your debit card, so you need to pay at least €12 to clear your debt and another €10 if you want your current purchase.

    Even debit cards can be overdrawn...


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  • #7
    **Timbuk2**
    Moderators, Education Moderators, Motoring & Transport Moderators Posts: 7,396 Mod ✭✭✭✭**Timbuk2**


    Go to your nearest payzone outlet and top it up by €25 or something. This will clear the overdraft and you will then have enough left to complete your transaction.

    I'm not sure about Payzone, but in general doing it sooner rather than later is better, as unauthorised overdraft fees can arise.


  • #8
    hitlersson666
    Closed Accounts Posts: 1,544 ✭✭✭hitlersson666


    meh im just never going to use the card again and start over fresh....


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