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Advice please: Selling car with (3rd party) finance owing

  • 25-01-2010 10:37am
    #1
    meep
    Registered Users, Registered Users 2 Posts: 1,291 ✭✭✭


    Hi

    Have found myself in a sticky predicament:

    Bought a car from a reputable dealer 18 months ago. Now want to sell. Didn't check finance on car at time.

    Have found out now via cartell check that there is finance outstanding but I have no way of finding out how much. Cartell told me what institution but not how much.

    The dealer has gone bust and is no longer with us :-(

    In researching this I've found that it's impossible to ascertain;

    -The amount finance outstanding
    -The previous ownership history of the vehicle

    I know this is a stupid predicament to be in and I don't really want to hear about that or how I should have checked at time etc.

    I would like to hear constructive advice on next steps?

    Any thoughts?


Comments

  • #2
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    Contact the company Cartell told you to verify?


  • #3
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    If Cartell told you the name of the finance institution then can't they tell you how much is owing on the car?


  • #4
    meep
    Registered Users, Registered Users 2 Posts: 1,291 ✭✭✭meep


    The cartell report just says finance IS outstanding. I called them for more info and the lady told me who it was outstanding with but for data protection reasons, the institution cannot reveal the amount to Cartell.

    I imagine I'll get the same response if I call the institution directly.


  • #5
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    meep wrote: »
    The cartell report just says finance IS outstanding. I called them for more info and the lady told me who it was outstanding with but for data protection reasons, cannot reveal amount.

    I imagine I'll get the same response if I call the institution directly.
    My guess is that Cartell can't reveal the amount because they're not the finance institution.;)


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