FAKE INSURANCE CLAIMS

thinks too much · 10-01-2010 1:19pm #1

Listening to the radio yesterday and there was an insurance guy talking about how claims have rocketed since the bad weather started...Burst pipes, low speed car accidents etc..So i am wondering how many of you have made a false insurance claim or even exagerated the claim for a couple of extra euros....Be honest now guys and gals

Captain_Generic · 10-01-2010 1:21pm

My snowman burned down

weeder · 10-01-2010 1:23pm

i doubt anyone is going to admit to insurance fraud on a public forum.

PirateShampoo · 10-01-2010 1:24pm

At least once a year, i got to pay for my holidays.

dublin 16 lad · 10-01-2010 1:24pm

You wouldn't download a car......

Senna · 10-01-2010 1:33pm

Me, ME, i do insurance fraud!!!

tiptap · 10-01-2010 2:09pm

insurance fraud = scum

and people wonder why insurances are going up and up :rolleyes:

Ghost Train · 10-01-2010 2:16pm

well you need a certain amount of proof for the claim, so fake claims wouldn't be totally straight forward... i think these days with money being tighter people might claim for minor stuff where before they mightn't have bothered, the bad weather will cause claims because stuff gets damaged, I don't see why fake claims would increase with the bad weather

ScumLord · 10-01-2010 2:17pm

I've never had insurance other than mistakenly ordering travel insurance. I'm with Ned Flanders on this one it's a form of gambling and displeases God. Whenever I have the travel insurance it always feels like a waste if I come home without an injury.

TheMoose · 10-01-2010 2:20pm

tiptap wrote: »

and people wonder why insurances are going up and up :rolleyes:

Increased profits for insurance companies would be my guess.

Dord · 10-01-2010 2:39pm

dublin 16 lad wrote: »

You wouldn't download a car......

ejmaztec · 10-01-2010 2:39pm

TheMoose wrote: »

Increased profits for insurance companies would be my guess.

You forgot to mention fraudulent claims, like pretending you were under a bridge when it collapsed.

Atavan-Halen · 10-01-2010 3:20pm

dublin 16 lad wrote: »

You wouldn't download a car......

Oh yes I would

http://www.club500italia.it/images/paper_car.gif

Mike 1972 · 10-01-2010 3:26pm

ScumLord wrote: »

I've never had insurance other than mistakenly ordering travel insurance. I'm with Ned Flanders on this one it's a form of gambling and displeases God.

Im wondering if you drive and if so Id like to see you arguing that one in front of a judge.................

ScumLord · 10-01-2010 3:31pm

Mike 1972 wrote: »

Im wondering if you drive and if so Id like to see you arguing that one in front of a judge.................

Jesus I forgot about the car insurance. OK so I've never willingly bought insurance. You have no option but to get car insurance.

ejmaztec · 10-01-2010 4:41pm

ScumLord wrote: »

Jesus I forgot about the car insurance, your honour.

fyp

m5ex9oqjawdg2i · 10-01-2010 4:52pm

weeder wrote: »

i doubt anyone is going to admit to insurance fraud on a public forum.

Considering there are very few connections to the people on this site and the resources to invest in the matter, I doubt if people admit to it, they are going to end up in court...

tiptap wrote: »

insurance fraud = scum

Nah, fraud = intelligent. It's just annoying that somebody else got a nice pay off from using their brain... It's the games fault, not the players'

and people wonder why insurances are going up and up :rolleyes:

While this is blamed, and companies will abuse this every single time, I think there is a more obvious reason you are told this... increased revenue...

dilallio · 10-01-2010 5:40pm

I bought some expensive limited edition Cohiba brand cigars.

Glad I had them insured.

They were mysteriously destroyed in a series of small fires on New Years night

Making a claim tomorrow.

TheMoose · 10-01-2010 5:47pm

dilallio wrote: »

I bought some expensive limited edition Cohiba brand cigars.

Glad I had them insured.

They were mysteriously destroyed in a series of small fires on New Years night Making a claim tomorrow.

Believe it or not, a case similar to this came to court once. The insurance company did not have to payout as deliberate arson was not covered.

ashyle · 10-01-2010 5:58pm

Some people I know diddled the insurance company. I hate people like this. They are the same type that would sue you if their kids fell in your garden or something.

TheMoose · 10-01-2010 6:02pm

ashyle wrote: »

Some people I know diddled the insurance company. I hate people like this.

My insurance company diddles me out of €500 every year. I hate people like this.

ashyle · 10-01-2010 6:11pm

TheMoose wrote: »

My insurance company diddles me out of €500 every year. I hate people like this.

Yeah but it's a system that works isn't it. If you have a legitamite claim you get reimbursed don't you? It's people that make these false claims that drives up the cost of insurance.

TheMoose · 10-01-2010 6:17pm

ashyle wrote: »

Yeah but it's a system that works isn't it. If you have a legitamite claim you get reimbursed don't you?

That would depend on the extent of the small print, probably not.

You have never made a claim have you?

ashyle wrote: »

It's people that make these false claims that drives up the cost of insurance.

Again, profit seeking drives up profits, you see those ads, they are paid for by the insuramce companies.

ashyle · 10-01-2010 6:23pm

Yeah profit seeking too, but the cost of paying out extra compensation drives the cost up the other customers up also!
I'm not saying I love insurance companies but I can't stand dishonesty - from either side!
No I've never had to make a claim (touch wood).

Princess Zelda · 10-01-2010 6:28pm

TheMoose wrote: »

Believe it or not, a case similar to this came to court once. The insurance company did not have to payout as deliberate arson was not covered.

[HTML]http://www.snopes.com/crime/clever/cigarson.asp[/HTML]

I wouldn't do it cause karma will come back and bite you on the ass for it. I know that when my house was burgled, the insurance company wouldn't pay out on the full amount of what was stolen, because we did not insure it for enough. Lesson learned from that though.

m5ex9oqjawdg2i · 10-01-2010 6:55pm

ashyle wrote: »

Some people I know diddled the insurance company. I hate people like this. They are the same type that would sue you if their kids fell in your garden or something.

They took money from large corporations, big deal... really. Same corporations are raping people left right and centre on a daily basis. If you can get anything off those bastards, do it.

ashyle wrote: »

Yeah but it's a system that works isn't it. If you have a legitamite claim you get reimbursed don't you? It's people that make these false claims that drives up the cost of insurance.

It works for who? You? I doubt it... it might give you peace of mind but a lot of companies, if not most of them, will try to work their way out of paying you your full claim... due to some bullshít issue.

The insurance companies are scum...

ashyle wrote: »

Yeah profit seeking too, but the cost of paying out extra compensation drives the cost up the other customers up also!
I'm not saying I love insurance companies but I can't stand dishonesty - from either side!
No I've never had to make a claim (touch wood).

Wow, I can't believe you swallowed that capitalist propoganda bullshít.

I find it fcuking hilarious... I really do. These large organisations, banks and our government have made some very bad decisions, they squandered billions of euros on trivial shíte. They then turn the books and get Joe "thick as a fcuking plank" Soap to think it was his friends, neighbours or colleagues fault with these transparent thoughtless adds. "Do you know somebody who made a false insurance claim? That is like stealing from you, report them"... Really... can people not see how fcuked up that is? I am not sure if this is happening yet or not, but I wouldn't be surprised if there was a big campaign to stamp out dole fraud, claiming that fraudsters are the ones who caused the recession, etc etc.

This countries laws order you to have insurance in order to drive. With our shíte public transport, we rely heavily on private transport. There are no laws to protect the consumer when asking for a quote. You basically have to go with what they say. If your premium goes up, yet you have not made any claims, they basically blame this on the economy, weather, crime and you have to pay the extra cash. Now, you have just added another year to your experience and no claims bonus, yet you have to pay more...

Midnight_EG · 10-01-2010 7:37pm

Apparently us boy racers drive insurance up?

Excuse the pun :pac:

ashyle · 10-01-2010 7:47pm

Amy Wonderful Steak wrote: »

Wow, I can't believe you swallowed that capitalist propoganda bullshít.

I find it fcuking hilarious... I really do. These large organisations, banks and our government have made some very bad decisions, they squandered billions of euros on trivial shíte. They then turn the books and get Joe "thick as a fcuking plank" Soap to think it was his friends, neighbours or colleagues fault with these transparent thoughtless adds. "Do you know somebody who made a false insurance claim? That is like stealing from you, report them"... Really... can people not see how fcuked up that is? I am not sure if this is happening yet or not, but I wouldn't be surprised if there was a big campaign to stamp out dole fraud, claiming that fraudsters are the ones who caused the recession, etc etc.

This countries laws order you to have insurance in order to drive. With our shíte public transport, we rely heavily on private transport. There are no laws to protect the consumer when asking for a quote. You basically have to go with what they say. If your premium goes up, yet you have not made any claims, they basically blame this on the economy, weather, crime and you have to pay the extra cash. Now, you have just added another year to your experience and no claims bonus, yet you have to pay more...

Ah here, it has to factor in, the more customers they have to pay out to = increased costs = more costs on everyone else. How is that 'swallowing capitalist bs'?
I'm not blaming the recession on anyone, I never mentioned it!! Just not a fan of cheaters!

m5ex9oqjawdg2i · 10-01-2010 8:42pm

ashyle wrote: »

Ah here, it has to factor in, the more customers they have to pay out to = increased costs = more costs on everyone else. How is that 'swallowing capitalist bs'?
I'm not blaming the recession on anyone, I never mentioned it!! Just not a fan of cheaters!

What I mean by my posts is this... Insurance fraud is on the rise therefore premiums go up. What is happening is people are just simply taking the piss, and instead of 1-2% premium rise across the board, it's going up 30-35%... get me?

Same with the recession. Companies saying they couldn't give bonuses or update systems or spend any cash on anything because of the recessions, even though some of those companies made bigger profits than the boom years. They cut staff and perks and whatnot, just to churn out massive revenue.

Those adds you see are complete and utter bullshít. The whole point of it being compulsory to have insurance should mean that insurance companies be not for profit or extremely competitive... right now they are having a right laugh on the cost of the consumer...

sceptre · 11-01-2010 12:17am

TheMoose wrote: »

Believe it or not, a case similar to this came to court once. The insurance company did not have to payout as deliberate arson was not covered.

Nice story.

But it didn't really happen.
http://www.snopes.com/crime/clever/cigarson.asp
http://www.hoax-slayer.com/lawyer-cigar-arson.shtml
http://www.guardian.co.uk/world/2002/oct/15/law.theguardian

ashyle · 11-01-2010 11:37am

Amy Wonderful Steak wrote: »

What I mean by my posts is this... Insurance fraud is on the rise therefore premiums go up. What is happening is people are just simply taking the piss, and instead of 1-2% premium rise across the board, it's going up 30-35%... get me?

Yes, that was what I was saying...

FAKE INSURANCE CLAIMS

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