Second Car and Named Driver

IgsTer

So heres the thing

My father wants to buy a second car and I would like to be put down on it as a named driver

Anyone know how all the insurance works with getting a second car and having a named driver on it with the same insurance company (quinn direct)

in terms of no claims dicount etc. is there any problems with doing this i should be aware of?

Tipsy Mac

Your father would start from scratch with his no claims discount on the 2nd car, would still be much cheaper than putting you as the insured.

ninty9er

Unless it's something really special just for the weekend, the extra insurance would make it more economical just to change his car.

Many insurers will not do this (rightly so) as they realise that one cannot be the main driver on two cars. As said he will start afresh with the 2nd car.

IgsTer

Ah right i see thanks lads

so his no claims will start all over again on the second car so 0 years no claims, but he will still have his 5+ years no claims on the first car.

lets just say if something happens to the second car and he claims for it off his insurance on the second car policy does that mean it wont affect his 5+ no claims discount he has on his first car? only the second cars no claims will be affected?

thanks for quick replys