GAA player injury claim form-query

proteuspal

Hello all,
I suffered an injury and am just about to submit the claim form from coyle hamilton willis insurance company. Sorry to bring up a grim topic like this but I actually need a little help completing it and have 2 queries.

1. I have 3 receipts from the hospital/doctor. I have completed the full claim form as can be seen here: http://www.harps.org/documents/insurance_claim_form.pdf
However I want to submit my 3 receipts, but nowhere in the claim form does it mention anything about submitting receipts or contain a section for me to make reference to my receipts. There is the box in section A next to 'Medical Expenses' which I have ticked, but I thought there should be more details about receipts in the claim form. It seems a little unorganised for me to just 'throw in the receipts' with the claim form.

2. I am unsure about the minimum number of weeks for which I am allowed to claim for missed wages. I read this from fingal ravens web site (http://www.fingalravens.com/procedure%20insurance.PDF):

Loss of wages claims are subject to an excess of one week.
So does this mean that you must miss 2 weeks of work in order to be able to make a claim?

Your help is greatly appreciated with this and apologies for bringing up a grim topic in times where insurance claims are all over the place-but I did suffer a nasty injury and after paying up memberhip/insurandce I certainly cannot afford to let it slide.

Thanks to all,
Proteuspal

redcat

hi proteuspal,
I was our club injury claim co ordinator up to recently.You just need to attach the receipts to your claim form.Also the insurance company(Willis) is now insisting that all claims are submitted within 60 days of the injury,and unfortunately they are very strict on this.We had a player who didnt get paid because he was too late submitting his cliam.

I would strongly advise you to copy the form plus your receipts as there could be follow up queries and its important to know what exactly you submitted.

As to wages,the first week will not be covered but every week you are out of work will be covered as long as you get your Social Welfare office and your employer to complete their sections of the form,also you will need to submit 3 recent wage slips to verify your wages.

You can claim for medical expenses on their own,you dont have to have been out of work to claim.

Most important Your club secretary MUST sign the form and submit it to the county board,so you should pass it on to him/her asap.The insurance company will only deal with the club secretary,they will not deal directly with players.

So check the date of the injury and make sure your club secretary submits it within 60 days or you will not get paid.Also the first €60 of every claim will not be paid,and their is a limit of €200 on physio bills unless it is post operative.Our club had a policy of topping up the claims so that the player wouldnt lose out too much but that is strictly an individual clubs policy decision,you should ask the secretary what your club policy is on this.

Be prepared that that payouts can take abit of time as they send the cheques to the county board and then the county board has to send them out to the club secretary and he or she has to lodge them in the club account and issue a club cheque to the player.

I would advise you to keep in touch with your club secretary as to the progress of the claim

I hope this info was of some help to you,fell free to pm me if I can be of any more help.

proteuspal

Hi redcat
sorry for the late reply, I havent been able to get on here of late. I am about to submit the form in the coming days. Your advice here has been invaluable, thanks so much. I hope there may be more people out there who can benefit from this thread.
Many thanks
Proteuspal

zetorman

Hi folks,

I am treasurer of our GAA club and we are currently trying to put an "Injury Claim" policy together for our players and am interesed in what other clubs do in this area. New at this. Advice badly needed.

eddiw1

I am Treasurer of a GAA Club too. What policies do Clubs have for reimbursing players for out of pockect expsenses. The standard GAA player scheme that all Clubs have covers players for injuries sustained during matches. But what about the medical and physio costs that arise from all the other things that happen during training, challenge games etc. These costs are escalting particularly for small clubs and how do we control them? any ideas/advice appreciated. Thanks