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Bank Card or Bank Branch?

  • 30-12-2009 12:25pm
    #1
    Newbie2010
    Closed Accounts Posts: 12 ✭


    Hey All

    Im going to Liverpool tomorrow just wondering were would I get the best exchange rate for my money. My bank is AIB. Would I be best just using my bank card when im over there or should I go into the branch and exchange it?


Comments

  • #2
    Cicero
    Closed Accounts Posts: 14,144 ✭✭✭✭Cicero


    I have found that using my credit card gives me the most 'value' in terms of exchange rates/transaction charges...if paying for items, make sure that it is a sterling amount that you pay for, not a converted euro amount.....it can happen, and you will loose more money as a result.
    Bring some cash of course but I would use the card for large value purchases..


  • #3
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    I was in the uk last weekend. I took out 200gbp with my aib laser / atm card. I worked out the conversion on www.xe.com later and there was only about 2gbp in the difference between that and what i was charged. Not much in it really.

    Do watch out for atm's that charge you though.


  • #4
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    If your only going for a short trip, and not spending huge amounts of money, then the difference is negligible. Use whatever is most convenient for you.

    Do note, however, that there is usually a minimum charge, therefore I wouldn't use the ATM card to withdraw £10 at a time!


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