advice

d1975

Hia can't find there the relationship section is on this board, I'm sure it will be pointed to me,


anyway what should I do with the girlfriend she's moaning about money I owe her friend,


to cut a long story short, her friend agreed to put flight cost on her card so we pay her so much each month, so far I paid €800 and €400 is due I said to my girlfriend it will have to be sometime in January as December is a bad month etc... she was starting to moan and say to have it paid soon as I don't want her to get annoyed, I finally got a chance to speak to her and her friend said don't worry pay when ya can even in January, problem is my girlfriend is still going on about it and won't stop moaning, we're just about a year going out and yet she tends to worry so much about paying people off, and yet how the **** am I expect to save for holiday if she expecting to pay asap,


women

You say that she tends to worry about paying "people" off. This would suggest to me that her friend is not the only person you borrow from. Your girlfriend does not want to be in debt, this is fairly reasonable isn't it?

Why did you have to borrow the cash for the flights? Do you have your own credit card? Why was it necessary to book the flights before you could afford them?

d1975

I hadn't borrowed money from anyone, and she and I don't have credit cards as debts can get worse from them.


I know I owe money but it's the fact she's going on and on about it like a broken record,

d1975

d1975 wrote: »

I hadn't borrowed money from anyone, and she and I don't have credit cards as debts can get worse from them.


I know I owe money but it's the fact she's going on and on about it like a broken record,

I agree about the credit cards, just wondered if there was a reason that you weren't able to get one, like previous bad debt.

Your girlfriend is the type of person who doesn't like owing money out. It's really that simple. She is quite sensible in that regard. She probably hears about all of the countries bad debts people being in financial trouble and doesn't want to be in the same boat.

Again though, why didn't you wait until you could afford the flights yourself before you booked them? seems like alot of money to put on someones credit card. Also, I know this wasn't part of your OP, but have you considered paying back the interest which your GF's friend is paying on her credit card while this debt is outstanding?

Alessandra

I think you should pay off the debt asap to be honest. It will be costing the girl money to delay the repayment on her credit card. Your gf is probably embarassed about being in debt to someone and I understand where she is coming from.

Chinafoot

d1975 wrote: »

women

Sorry mate, this isn't just another one of those things us annoying women do to piss you off. Your girlfriend wants to have her friend (note the word friend, not some randomer) paid off as soon as possible because her friend did you both a big favour in allowing her credit card - you know, that thing you won't get because of the debt it can lead to - and its only right that you pay this off as soon as possible.

Your argument of "how the fúck am I meant to save for a holiday" makes absolutely no sense. These flights are part of the holiday, yes? So they should be completely paid off before you worry about your spending money. You used someone elses card and your attitude towards it as demonstrated here is pretty disgraceful really, I can't blame your girlfriend for hassling you about it. You don't seem to give a crap.

In future, if you don't have the full amount up front, don't use someone elses credit card.

LegacyUser

"neither a borrower nor a lender be" as the saying goes.

i would suggest you pay the girl off immediately as it is clearly a source of embarrassment for your girlfriend for you to be indebted to her friend. even if the friend told you to pay it back next june or never pay it back at all you should still pay it immediately and in full.

as has been said, a 400 euro charge on a credit card is going to accrue interest and fees at a ridiculous rate and the friend shouldn't be paying for your inability to save up for a holiday in advance and pay for it yourself.

you describe december as a "hard month" financially. i would hazard a guess that more than 400 euro has been spent by you in that month on gifts, socialising and alcohol. if you cannot budget for and afford a holiday don't book it and don't go, especially not on someone else's credit.

LegacyUser

Did your gf ask her friend to pay for her flights? Has she paid off her share? Can she pay yours and you pay your gf in jan?

Get a credit card with a small limit and tell the card company you don't want the limit raised ever.

Also give the friend a bit extra back to cover off the interest charge for the total if the flights. Rates are from 15% upwards so do the sums and compensate her adequately

LegacyUser

hmm there is always more to these stories than meets the eye.
if she is upset about you not paying back she prob has reason.
she is probably saying to you what her friend is afraid to say.
no offense but I have known of a few people who own people money - never works out..
dont buy what you cant afford..
otherwise get a loan from credit union or watever..

you should have made paying back no 1. priority..

i will sign off now before i say something rude

i understand where your gf is coming from