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Home Insurance

  • 13-12-2009 9:50am
    #1
    tumblewheel
    Closed Accounts Posts: 4 ✭


    Did anyone else home insurance jumpp 33% this year. Anyone got a good company?


Comments

  • #2
    Zaph
    Registered Users, Subscribers, Registered Users 2 Posts: 47,351 ✭✭✭✭Zaph


    Moved from Forums forum


  • #3
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    You really have to do the legwork yourself as everyone is different

    you could try a broker, or online options include 123.ie, insure.ie, bestquote.ie to name a few...

    for the insurable cost for rebuilding purposes, check out scs.ie as most people tend to overinsure their buildings


  • #4
    Cicero
    Closed Accounts Posts: 14,144 ✭✭✭✭Cicero


    tumblewheel wrote: »
    Did anyone else home insurance jumpp 33% this year. Anyone got a good company?

    It actually reduced because I was proactive in seeking out the details of the policy- house was way over insured, as are many houses with the price falls over the last few years...not sure if there are other factors OP such as if your area is prone to flooding, high crime etc...a 10 minute call will confirm how much house is insured for, contents covered etc etc..there is usually room for reductions downwards on these things...hopefully though you will save more than the 33% increase of this year---did they state why when they advised you?..


  • #5
    uoluol
    Closed Accounts Posts: 318 ✭✭uoluol


    Try getcover.ie. These guys offered the cheapest quote, with the lowest excesses for me this year.


  • #6
    Seillejet
    Registered Users, Registered Users 2 Posts: 639 ✭✭✭Seillejet


    Buildings sum insured is on rebuild not market value.

    Get your contents cover right also.


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