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Insurance Question

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  • 07-12-2009 3:33pm
    #1
    m.j.w
    Registered Users Posts: 1,494 ✭✭✭


    Ive been looking at a few insurance quotes there and they were all coming up at around 2000 euro. I am 25 and they are for a 1lt engine and i have a provinsonal and have not drove before. This is probably the right price but I am convinced I checked before about 6 or 7 months ago and I was getting quotes of around 12-1300 for the same type of car. Has car insurance went up recently of something?


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    #2
    robtri
    Registered Users Posts: 5,473 ✭✭✭robtri


    in short yes, a lot of insurance has gone up including motor...

    insurance companies make a lot of money investing the premiums.... and thats not making much money these days.. so higher premiums to cover costs...


    Also recession brings a lot more claims... so more money to pay out....


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    #3
    m.j.w
    Registered Users Posts: 1,494 ✭✭✭m.j.w


    Thats a pity, I knew I seen it before for alot cheaper than that. That is some jump to!


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    #4
    kayos
    Registered Users Posts: 2,494 ✭✭✭kayos


    And not to mention the glut of claims that have to be paid out on the back of our recent weather.


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    #5
    m.j.w
    Registered Users Posts: 1,494 ✭✭✭m.j.w


    Never even thought of that. Do you's think if i waited for a few months it might go back down a bit?


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    #6
    Voodoomelon
    Registered Users Posts: 9,662 ✭✭✭Voodoomelon


    About 20 months ago I was in the same boat as you, no driving experience, 24 years old, provisional licence and a 1.0l Polo. Cheapest was eur1800.


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    #7
    MetzgerMeister
    Registered Users Posts: 19,854 ✭✭✭✭MetzgerMeister


    Last year my insurance was €1946. It's on a 2004 Mazda RX-8. I was 23 with 3 years NCB. I'm now 24 with 4 years NCB and on the same car it's €1847. That quote was given after I got them down from €2500 :)


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    #8
    The-Game
    Registered Users Posts: 659 ✭✭✭The-Game


    No point waiting if you can afford it now, at least your clocking up driving experience and no claims bonus, in a years time you have something to show and will get a reduction if you keep a clean record. In a years time if you hold off then the initial quote could be the same or higher even.


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    #9
    m.j.w
    Registered Users Posts: 1,494 ✭✭✭m.j.w


    who is the cheapest for first time drivers? i have only tried quinn direct


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    #10
    MetzgerMeister
    Registered Users Posts: 19,854 ✭✭✭✭MetzgerMeister


    MJ, it's anyone's guess these days!


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    #11
    The-Game
    Registered Users Posts: 659 ✭✭✭The-Game


    Shop around is your best bet.


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