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daughter abroad with no insurance

  • 28-11-2009 02:14PM
    #1
    Sum Sea
    Registered Users, Registered Users 2 Posts: 24 ✭


    my daughter went backpacking abroad for 6 months.She is gone 2 months now and has just discovered the ..her v.h.i.multitrip insurance only covers her for 60 days.Is there anyone she can get insurance from while shes away or does she as we suspect have to come home to take out more insurance.


Comments

  • #2
    ArmaniJeanss
    Registered Users, Registered Users 2 Posts: 13,762 ✭✭✭✭ArmaniJeanss


    Have you rang VHI?
    My gut instinct would be that it shouldn't be a problem.
    Loads of backpackers go for 3/6 months etc and then decide to stay on for longer for love/work reasons, and none of them that I know off have had to come home to extend their insurance.

    I've googled 'extending multi-trip insurance' and it seems to be a standard enough thing to do. Obviously if you do this you'll have to examine the terms of the policies carefully to see that it covers what you need it to cover etc.


  • #3
    Sum Sea
    Registered Users, Registered Users 2 Posts: 24 ✭Sum Sea


    we have been on to v.h.i. all morning and they have explained to us that the additional cover has to be taken out before you leave the country so therefore your cover lapses after 60 days


  • #4
    ArmaniJeanss
    Registered Users, Registered Users 2 Posts: 13,762 ✭✭✭✭ArmaniJeanss


    This post on the Aussie/NewZealand forum was from someone who had an identical problem.
    Might be of help (obviously only if she is in australia :)).

    http://www.boards.ie/vbulletin/showthread.php?t=2055749132


  • #5
    Sum Sea
    Registered Users, Registered Users 2 Posts: 24 ✭Sum Sea


    no shes in thailand at the moment.Isnt it crazy that we cant extend her insurance.Thanks for trying to help.


  • #6
    Staph
    Registered Users, Registered Users 2 Posts: 472 ✭✭Staph


    Maybe insure with another company for the remainder of her travels. You can do this easily over the internet. I used one of the links form the stickys above (useful travel links, i think) to price and buy suitable insurance.
    It's odd that VHI don't allow you to extend it....


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  • #7
    Sum Sea
    Registered Users, Registered Users 2 Posts: 24 ✭Sum Sea


    just found out theres a company that insures you when your away www.worldnomads.com.thank god for that. thanks again for your help


  • #8
    Sum Sea
    Registered Users, Registered Users 2 Posts: 24 ✭Sum Sea


    staph they do allow you to extend but you have to do it while your here in ireland they wont allow it if your already abroad.thanks


  • #9
    bbor005
    Closed Accounts Posts: 44 ✭bbor005


    You can get travel insurance while abroad with worldnomads. They specialise in backpacker insurance - you can get insurance from wherever you are, for as long as you want, and extend it on the fly. You can even make claims online.

    I had spent a year backpacking across South America in 2006 and used them, never had to claim but it was easy as hell to get insurance, even for Colombia etc


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