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Pay US supplier CC or wire transfer?

  • 26-11-2009 11:24am
    #1
    ugg
    Closed Accounts Posts: 32 ✭


    Hello there,

    Anyone know whether it makes more sense to pay a US supplier using wire transfer (I'm with BoI) or by credit card? The amount is approximately $1500.

    Thanks in advance!


Comments

  • #2
    RoadKillTs
    Closed Accounts Posts: 1,710 ✭✭✭RoadKillTs


    I'd pay with credit card if I was you.
    Safer.


  • #3
    ugg
    Closed Accounts Posts: 32 ✭ugg


    Do you know if there's much of a difference in fees between the two? I do like the safety aspect of CC but I'm worried that the fees might be higher.


  • #4
    RoadKillTs
    Closed Accounts Posts: 1,710 ✭✭✭RoadKillTs


    I don't understand where the fees come in and even if there are fees im sure it would be worth it for peace of mind.


  • #5
    TheCostumeShop.ie: Ronan
    Company Representative Posts: 1,740 ✭✭✭TheCostumeShop.ie: Ronan


    Hi UGG,

    Fee's would be 1.5% currency conversion on the CC (which will be higher than the bank I think). The supplier will also have to pay a small fee (1 - 2.25%) in addition to accept the CC - but that's not your problem so not really an issue.

    For ease and the fact that the dispatch will be quicker i'd opt for a CC on such an amount. Plus you have more security (chargeback options) if the item doesn't arrive.


  • #6
    TheWaterboy
    Registered Users, Registered Users 2 Posts: 379 ✭✭TheWaterboy


    I too would pay by credit card.
    Peace of mind etc. is guaranteed

    Also remember with a credit card, you have 30 days extra credit. With Bank transfer the money will leave ure account automatically


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  • #7
    ugg
    Closed Accounts Posts: 32 ✭ugg


    Thanks everyone. It seems CC is the way to go. :D


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