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Home Insurance quote(123.ie)

  • 14-10-2009 8:54am
    #1
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭


    Hi,

    Anyone here use 123.ie for home insurance and noticed increased qoutes on renewal?

    Ive been with them for approx 2 years and paying somewhere between 300 and 350 euro.
    Got a renewal quote yesterday for the price of 590 euro!
    We claimed for 1200euro due to storm damage in July which would warrant a small increase, but...
    I've checked around other companies and got cheaper, so no problem there.
    Put my details into 123's website as a new customer with 0 years ncb and got a quote of 385.
    They didnt quote me from Eagle/Zurich either, which I thought they were tied to?


Comments

  • #2
    Cabaal
    Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 28,536 Mod ✭✭✭✭Cabaal


    How is this a consumer issue?

    Nobody forces you to go with 123.ie and you can get it cheaper elsewhere so why don't you? :)

    You'd be foolish to pay more then you have to after all.


  • #3
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭dobsdave


    Cabaal wrote: »
    How is this a consumer issue?

    Nobody forces you to go with 123.ie and you can get it cheaper elsewhere so why don't you? :)

    You'd be foolish to pay more then you have to after all.



    I didn't say I was going to pay more than I had to, or that I thought I was forced to use 123.ie.
    In my opinion it is a consumer issue, as if nothing else it shows other consumers of Insurance to shop around and/or return to their current insurance company to question them.
    After several e-mails and a phone call, I have now managed to get the quote down to 365euro.


  • #4
    run_Forrest_run
    Registered Users, Registered Users 2 Posts: 6,463 ✭✭✭run_Forrest_run


    fair play OP for taking action and getting the price down. So many people moan and complain here for being ripped off (and no one questions whether it's a consumer issue or not) without doing anything about it.

    I think insurance in general is on the up.


  • #5
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Moved to Banking & Insurance & Pensions

    dudara


  • #6
    smelltheglove
    Registered Users, Registered Users 2 Posts: 4,503 ✭✭✭smelltheglove


    At the beginning of June this year there was a levy introduced on insurance, this may be what you are seeing, I insured my car in May and was ok but my father in law insured in June and the levy was included in his renewal.


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  • #7
    jeckle
    Closed Accounts Posts: 652 ✭✭✭jeckle


    If the OP hadn't questioned the €590 quote & just gone ahead & payed it, they would have been at a loss of €225.

    Kind of poses the question why didn't the company quote them €365 to begin with, & was the OP being ripped off?


  • #8
    Cabaal
    Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 28,536 Mod ✭✭✭✭Cabaal


    dobsdave wrote: »
    In my opinion it is a consumer issue, as if nothing else it shows other consumers of Insurance to shop around and/or return to their current insurance company to question them.

    Thing is its not a consumer issue, a consumer has really one major responsibility that they must do when buying a product or service and that is to shop around for the best price.

    This basic task is something the consumer agency has been telling people for years, if however a consumer is too foolish to shop around then thats 100% their fault if they choose to pay a higher price.

    They can't blame the company that charged the higher price and its not in anyway a consumer issue in fairness :)


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