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Insurance-open driving?

  • 06-10-2009 10:27am
    #1
    aster99
    Registered Users, Registered Users 2 Posts: 1,216 ✭✭✭


    What are the conditions for getting this type of insurance?

    Does it cover all drivers over 25 with a full licence?


Comments

  • #2
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    It usally covers anyone over 25 with a full licence (sometimes for a minimum period), provided that they are not your spouse (your spouse must be specifically on the policy). They sometimes also require that the person driving is covered on another vehicle under their own policy.


  • #3
    aster99
    Registered Users, Registered Users 2 Posts: 1,216 ✭✭✭aster99


    and are there conditions with getting the policy? must you have a certain no claims bonus built up etc...


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    It varies by insurer, you'll really need to shop around.


  • #5
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    aster99 wrote: »
    and are there conditions with getting the policy? must you have a certain no claims bonus built up etc...
    I don't think so, but it does vary depending on the insurer. It's also significantly more expensive to have open driving on your policy, which is why I don't bother.


  • #6
    Dingleye
    Closed Accounts Posts: 32 ✭Dingleye


    Varies from one insurer to another, the best thing to do would be to get in contact with an insurance broker, they will tell you which insurance companies will cover you on that & will quote you for the different insurers, then you can go direct & possibly get your insurance cheaper


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  • #7
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    There are loads of variations and depend on your individual contract. It could be any of the following
    Over 17, 21 or 25 Full Licence
    Over 17, 21 or 25 Full or Provisional Licence
    Over 17, 21, or 25 and Under 70 etc.

    The detail is usually on your Certificate


  • #8
    Our man in Havana
    Closed Accounts Posts: 29,473 ✭✭✭✭Our man in Havana


    Quinn are usally the easiest to get it from.

    Brokers are not keen on that sort of insurance, they are usually obsessed with named drivers.


  • #9
    meditraitor
    Closed Accounts Posts: 5,207 ✭✭✭meditraitor


    My quote was an additional €65 for open driving.


  • #10
    robtri
    Registered Users, Registered Users 2 Posts: 5,473 ✭✭✭robtri


    axa gave it to me for free ...


  • #11
    [Deleted User]
    Posts: 17,378 ✭✭✭✭ [Deleted User]


    quinn gave it to me at 21 and i only had full license 2 months.. my car is "high risk" so they might have figured that it's about as dangerous a car as i'd be driving.

    "high risk" being a 1.8.. very annoyin.


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  • #12
    DannyBuoy
    Registered Users, Registered Users 2 Posts: 598 ✭✭✭DannyBuoy


    I think there may be confusion between what I'd term open insurance and open driving, one meaning the insured can drive any car in addition to their own but that's not registered to them, the second meaning anyone with a licence and over 25(?) can drive the insured car. Or maybe its the other way around... But two seperate issues AFAIK


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