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cheapest insurance for 18 year old.

  • 07-09-2009 12:38pm
    #1
    GERMAN ROCKS
    Banned (with Prison Access) Posts: 1,796 ✭✭✭


    ok i got a quote for e2091 from quinn direct today for me next car insurance. last year it was e2600. so here are my details
    18 year old male
    1 years no claim bonus
    full licence
    drive aprox 9000 miles per year.
    live in cork county
    car is 2002 1.4 diesel worth about €5000.
    fully comprehensive
    my own car in and policy in my own name

    is this quote expensive. also who could be cheaper


Comments

  • #2
    TestTransmission
    Registered Users, Registered Users 2 Posts: 19,106 ✭✭✭✭TestTransmission


    Phonebook and a phone,thats the only sure answer


  • #3
    GERMAN ROCKS
    Banned (with Prison Access) Posts: 1,796 ✭✭✭GERMAN ROCKS


    tried a few but got sick of it with quotes around €3000+. anyone know who is known to be good with cheaper quotes. what are tesco and britton insurance like


  • #4
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Ye don't know how good ye have it, I was paying over IR£2000 on a 1.4 when I had 3 years ncb and full licence at 21 years of age !! (2001 ish).


  • #5
    |MarK|
    Registered Users, Registered Users 2 Posts: 96 ✭✭|MarK|


    yeah thats a cheap enough quote for a 1.4 with an 18 year old....
    try first ireland they welcome young drivers u might get it a little bit cheaper.


  • #6
    Carstuck
    Registered Users, Registered Users 2 Posts: 439 ✭✭Carstuck


    Try AXA. They are usally fairly good. If you're with a broker they sholud get you the cheapest insurance.


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  • #7
    The Real B-man
    Moderators, Society & Culture Moderators Posts: 3,740 Mod ✭✭✭✭The Real B-man


    Cheapest Quote for me so far @ www.chill.ie


  • #8
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    That's pretty good going.

    What was the point in going for a 1.4?


  • #9
    Irishrossoblu
    Registered Users, Registered Users 2 Posts: 366 ✭✭Irishrossoblu


    I would say the cheapest way for you to get insurance would be to go for a Fiat Cinquecento. 0.9 engine. You would be down to at least 1700. And they cost very little.


  • #10
    unkel
    Registered Users, Registered Users 2 Posts: 66,132 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    GERMAN ROCKS wrote: »
    tried a few

    There's your problem. You have to try them all! I'm not joking. All on-line sites and all insurers and brokers you can find in the yellow pages. Might take you half a day and it is annoying and boring, but it might take hundreds off the best quote you've got so far...

    And I wouldn't go changing my car for something that's cheaper to insure. It might save you a few hundred in insurance, but you lose a lot of money when changing car.

    Lotus Elan turbo for sale:

    https://www.donedeal.ie/vintagecars-for-sale/lotus-elan-turbo/38336785

    My ads on adverts.ie:

    https://www.adverts.ie/member/5856/ads



  • #11
    Cuddlesworth
    Registered Users, Registered Users 2 Posts: 14,012 ✭✭✭✭Cuddlesworth


    Irishrossoblu wrote: »
    I would say the cheapest way for you to get insurance would be to go for a Fiat Cinquecento. 0.9 engine. You would be down to at least 1700. And they cost very little.

    I would say he likes the idea of being able to out accelerate something else on the road. Like the granny with the Zimmerframe on the path beside him.


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  • #12
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    My sister is 18 and has a 2003 1.4 Octavia, she has a full licence and 1 year NCB. I put a value of about €3,000 on it.

    Insurance is about €700 with quinn in her own name.

    We put in male when doing the quote (2 months ago) and it jumped to about 1,200. A lot, but not bad and better than how the OP is doing.


  • #13
    Kenny_D
    Registered Users, Registered Users 2 Posts: 3,204 ✭✭✭Kenny_D


    Try www.insure.ie . Ring them up though and you'll get a cheaper quote than online


  • #14
    PanhardPL
    Registered Users, Registered Users 2 Posts: 511 ✭✭✭PanhardPL


    maidhc wrote: »
    My sister is 18 and has a 2003 1.4 Octavia, she has a full licence and 1 year NCB. I put a value of about €3,000 on it.

    Insurance is about €700 with quinn in her own name.

    We put in male when doing the quote (2 months ago) and it jumped to about 1,200. A lot, but not bad and better than how the OP is doing.

    Was she already insured for the past year in her own name, to be able to have a 1 year NCB and if so was it with Quinn?.


  • #15
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    PanhardPL wrote: »
    Was she already insured for the past year in her own name, to be able to have a 1 year NCB and if so was it with Quinn?.

    No. She was a named driver for 12 months with Axa and a named driver for 6 months with quinn. Had to have a spat with quinn to get them to accept the Axa named driving experience, but they did in the finish.


  • #16
    keithg89
    Registered Users, Registered Users 2 Posts: 222 ✭✭keithg89


    im 19 one year ncb one year full license and premium is 1300 on a 1.8 bmw with quinn


  • #17
    PanhardPL
    Registered Users, Registered Users 2 Posts: 511 ✭✭✭PanhardPL


    maidhc wrote: »
    No. She was a named driver for 12 months with Axa and a named driver for 6 months with quinn. Had to have a spat with quinn to get them to accept the Axa named driving experience, but they did in the finish.

    I doubt that any of the other companies would allow an NCB for a named driver.
    My understanding is that in order to establish an NCB, the insurance policy must be in the insureds name.


  • #18
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    PanhardPL wrote: »
    I doubt that any of the other companies would allow an NCB for a named driver.
    My understanding is that in order to establish an NCB, the insurance policy must be in the insureds name.

    Nope, they all do it quite readily believe it or not. I got a full NCB a few years ago from Hibernian on the basis of being a named driver for 5 years on an FBD policy.


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