Facing the dole.

babyjames

lads I'm at my wits end , I'm 41 married with a two and a half year old child morgataged up to my nads, my wife is out of work sick for nearly two years , now it looks like my job is going can someone please tell me what benefits or how much I can expect on the dole , Fis, or anything else I might get I have been working all my life and have not got a an idea of how I'll cope, Really worried

Any info please.
Babyjames.

Citizens Information: Graham

Hi Babyjames

There is an excellent sticky note with some FAQs at the top of this forum. It covers most of the payments you should look into and how to go about claiming those payments.

I'll try to outline the main payments you could apply for if you lose your job.

Jobseeker's Benefit: you should qualify for this payment, in which case you will most likely get the full personal rate of €204.30 per week. You can also get an increase for a qualified adult and an increase for qualified children with this payment. If you get a redundancy payment of more than €50,000 a disqualification period (between 1 and 9 weeks) can apply.

If your wife is getting Illness Benefit you won't be able to claim for a qualified adult and the increase for a qualified child will be split between you, so at the maximum rate this would total €26.

If your wife is not getting Illness Benefit and is not earning at the moment then you should get the increase for a qualified child - €26 at the maximum rate - and an increase for your wife as a qualified adult, which is €135.60 per week at the maximum rate.

Mortgage Interest Supplement: this payment can help with your mortgage interest and is designed to make sure your income doesn't fall below a certain level. The amount you receive is based on a means test and there are a number of qualifying conditions.

You should also look into claiming a tax refund - you can do this about 4 weeks after you become unemployed.

You can find information on Jobseeker's Benefit here: http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx

Information on Mortgage Interest Supplement here: http://www.welfare.ie/EN/Schemes/SupplementaryWelfareAllowance/Pages/MortgageInterstSupplement.aspx

Information on claiming a tax refund here: http://www.citizensinformation.ie/categories/money-and-tax/tax/income-tax/getting-a-tax-refund

You could also try the website http://www.losingyourjob.ie for information on redundancy payments, SW payments and other options.

Graham Long
Citizens Information

babyjames

Thanks mate but it is doulble dutch to me, I need about 550 euro to pay what I owe and feed us a week never mind bills such as coal oil and to run the car, god a heart attack right now would be a blessing'''''''''''''''''''''''

Citizens Information (Graham) wrote: »

Hi Babyjames

There is an excellent sticky note with some FAQs at the top of this forum. It covers most of the payments you should look into and how to go about claiming those payments.

I'll try to outline the main payments you could apply for if you lose your job.

Jobseeker's Benefit: you should qualify for this payment, in which case you will most likely get the full personal rate of €204.30 per week. You can also get an increase for a qualified adult and an increase for qualified children with this payment. If you get a redundancy payment of more than €50,000 a disqualification period (between 1 and 9 weeks) can apply.

If your wife is getting Illness Benefit you won't be able to claim for a qualified adult and the increase for a qualified child will be split between you, so at the maximum rate this would total €26.

If your wife is not getting Illness Benefit and is not earning at the moment then you should get the increase for a qualified child - €26 at the maximum rate - and an increase for your wife as a qualified adult, which is €135.60 per week at the maximum rate.

Mortgage Interest Supplement: this payment can help with your mortgage interest and is designed to make sure your income doesn't fall below a certain level. The amount you receive is based on a means test and there are a number of qualifying conditions.

You should also look into claiming a tax refund - you can do this about 4 weeks after you become unemployed.

You can find information on Jobseeker's Benefit here: http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx

Information on Mortgage Interest Supplement here: http://www.welfare.ie/EN/Schemes/SupplementaryWelfareAllowance/Pages/MortgageInterstSupplement.aspx

Information on claiming a tax refund here: http://www.citizensinformation.ie/categories/money-and-tax/tax/income-tax/getting-a-tax-refund

You could also try the website http://www.losingyourjob.ie for information on redundancy payments, SW payments and other options.

Graham Long
Citizens Information

brian ireland

babyjames wrote: »

Thanks mate but it is doulble dutch to me, I need about 550 euro to pay what I owe and feed us a week never mind bills such as coal oil and to run the car, god a heart attack right now would be a blessing'''''''''''''''''''''''

If its all double dutch! you need to decode it!!! as its life. Looks like i might be loosing my job soon too. So the information provided by Graham is much appreciated.