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Fix for 5 or 10 years??

themickseylad · 2009-09-01 23:34:15

Hi all, I've recently moved to AIB from NIB and am on a variable rate with them for the time being. However I think within the next 3 - 6 months the ECB, recognising the 'green shoots' in the major eu economies and possible inflation problems will begin to rise the rates again. With rates at an all time low I'm tempted to…

01-09-2009 11:34pm

#1
themickseylad

Registered Users, Registered Users 2 Posts: 2 ✭

Join Date: August 2009

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Hi all, I've recently moved to AIB from NIB and am on a variable rate with them for the time being. However I think within the next 3 - 6 months the ECB, recognising the 'green shoots' in the major eu economies and possible inflation problems will begin to rise the rates again.

With rates at an all time low I'm tempted to lock into AIB's 10 year rate (4.65%) but the other voice in my head tells me to fix for 5 years (3.86%)?

Advice most welcome!

Tagged:

bank interest rates

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Comments

#2 02-09-2009 8:02am

Ogham

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Join Date: November 2004

Posts: 1739

If possible - fix half your mortgage and leave the other half on variable. Most lenders should allow this.

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