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Q re car write-off and putting back on road

  • 17-08-2009 11:54am
    #1
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭


    As some of you may know, my 318 coupe was deemed a write-off by an insurance engineer following a crash. I looked for the car as part of the settlement and received a figure for the value of the car less the salvage value. The other driver was fully liable and I am currently dealing with his insurer. They asked for the logbook of the car, which I handed over.

    The car is currently in my father's workshop and I was considering scrapping it. However, I may have an interested buyer (my sister's boyfriend is into drifting and one of his friends might buy), but obviously I am without a log book. What can I do in such a situation - or is there anything that I can do?


Comments

  • #2
    Buffman
    Registered Users, Registered Users 2 Posts: 2,937 ✭✭✭Buffman


    If the car is only going to be used for drifting on tracks and non-public roads, the log book (VLC) doesn't really matter.

    If they subtracted the salvage value of your car from your payout, you still own the car and can do what you want with it. To legally transfer ownership you'll have to get the VLC back from the insurance company.

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #3
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Why would they want the log book? And is my award dependent on the car being scrapped?

    Sorry if this sounds silly, but it's all new to me.


  • #4
    Del2005
    Registered Users, Registered Users 2 Posts: 19,155 ✭✭✭✭Del2005


    dudara wrote: »
    Why would they want the log book? And is my award dependent on the car being scrapped?

    Sorry if this sounds silly, but it's all new to me.

    No idea why they'd want your log book when they'd already agreed a payout less the scrap value.

    Your award is dependant on the other drivers insurance company paying and nothing else. They have already agreed a price less your cars scrap value so they should sent out the money. Once you get the money you can do as you please with the car. You can scrap it, fix it or sell it, it's yours to do as you please.

    I'd be getting back onto the insurance company for the log book for your car back off them ASAP. If they don't/can't you could always apply for a duplicate if you want to move it on.


  • #5
    Barr
    Registered Users, Registered Users 2 Posts: 7,129 ✭✭✭Barr


    Was the vehicle written of as uneconmic to repair or a total write off. If its the latter it can only be used as parts and never put back on the road.


  • #6
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Barr wrote: »
    Was the vehicle written of as uneconmic to repair or a total write off. If its the latter it can only be used as parts and never put back on the road.

    Thanks. Will find out which is the case.


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  • #7
    thebiglad
    Registered Users, Registered Users 2 Posts: 1,695 ✭✭✭thebiglad


    dudara wrote: »
    Why would they want the log book? And is my award dependent on the car being scrapped?

    Sorry if this sounds silly, but it's all new to me.

    Probably wanted it to prove you are the registered owner and therefore entitled to receive payout.

    As they have settled your claim less salvage you are entitled to it back, it remains your property. Maybe just an oversight or slack handling on their part.


  • #8
    Trixielicious
    Closed Accounts Posts: 72 ✭✭Trixielicious


    thebiglad wrote: »
    Probably wanted it to prove you are the registered owner and therefore entitled to receive payout.

    As they have settled your claim less salvage you are entitled to it back, it remains your property. Maybe just an oversight or slack handling on their part.

    All insurance companies request your log book once the vehicle has been deemed a write off either as a total write off or as an uneconomical repair. When it is a total write off the vehicle is not supposed to go back on the road so for that reason the insurance company take responsibility for this otherwise if the vehicle is seen to be back on the road you would be liable if you still had the log book. When it is an uneconomical repair it means the insurance company deem the cost of the repairs are more than the vehicle is worth so they usually sell it on for scrap or to somebody willing to repair the vehicle themselves. Alot of scrappage companies have arrangements made with insurance companies so they will say the offer you x amount of euros for the scrapping and the insurance company pays the difference in the value of the vehicle. If somebody is willing to repair the vehicle then they need the log book for transfer of ownership.


  • #9
    johndaman66
    Registered Users, Registered Users 2 Posts: 4,100 ✭✭✭johndaman66


    Trixielicious wrote: »
    All insurance companies request your log book once the vehicle has been deemed a write off either as a total write off or as an uneconomical repair.

    This was certainly not the case in an accident I was involved in recently. Like the OP the accident was not my fault and the other parties insurance company compensated me. Although there did not appear to be a lot of damage done my car was deemed to be beyond economic repair as it was 10 years old with very high mileage. Accessor viewed car and receipts for a lot of maintenance work I had done to it before crash but never requested a log book or indeed to view one, or was never asked for it at any other stage by other parties insurance company.


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