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Help required with Total Permanent Disability

  • 11-08-2009 11:26PM
    #1
    tiny1956
    Closed Accounts Posts: 2 ✭


    Help sought with insurance claim. I took insurance out approx 10 years ago, believing I had total disability cover, I have medical records to prove I am incapable of holding down the job I trained for (in construction). I have been told I would be a Health & Safety risk on a building site, yet insurance company tell me I would be able to supervise work, or carry out other simple tasks on site, and this I dispute. The insurance folk say that in order to qualify for the cover, I must be 'permanently totally disabled from all gainful employment'. I feel I couldn't hold down a job with my present condition.

    Anyone have any ideas? Has anyone had a successful claim in this area? Any help/advice greatly received!

    Thanks,
    Tiny


Comments

  • #2
    SerialComplaint
    Registered Users, Registered Users 2 Posts: 2,644 ✭✭✭SerialComplaint


    Would you have any options for non-site based work, perhaps more on the sales or admin or planning sides, rather than the actual doing of the work on site?


  • #3
    old boy
    Registered Users, Registered Users 2 Posts: 2,658 ✭✭✭old boy


    happened me years ago, the sum at stake was 26 euro per week, recently i asked my gp about this and other problems as regards my health and consultants reports, he smiled and said to me that is the way things are done.:eek:


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