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Classic Cars

  • 11-08-2009 10:58am
    #1
    jmck87
    Closed Accounts Posts: 197 ✭✭


    Question - how old does a car have to be to avail of classic car tax and insurance?

    Also, do insurance companies generally have a limit on the number of miles you can do a year under a classic car policy?


Comments

  • #2
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    30 years for classic tax/VRT, the figure varies for insurance but it's generally 20yrs. Mileage allowances vary by company. I'm moving this to classic cars.


  • #3
    jmck87
    Closed Accounts Posts: 197 ✭✭jmck87


    Anan1 wrote: »
    30 years for classic tax/VRT, the figure varies for insurance but it's generally 20yrs. Mileage allowances vary by company. I'm moving this to classic cars.

    Apols for wrong category - didnt notice the classic section.

    So if it was 20 yrs for insurance, would early 90s jap imports be eligible in a few years? Or would insurance companies maintain their gripes about them?

    Sorry for the proper classic enthusiats on here....I know jap turbos dont warrant the admiration of your cars :o


  • #4
    mustang68
    Registered Users, Registered Users 2 Posts: 1,119 ✭✭✭mustang68


    You may find that the 87 part of your username is your biggest obstacle to Insurance. Normally its 25+


  • #5
    JoeySully
    Registered Users, Registered Users 2 Posts: 1,276 ✭✭✭JoeySully


    mustang68 wrote: »
    You may find that the 87 part of your username is your biggest obstacle to Insurance. Normally its 25+

    With that process of deduction mustang68, that would make you ~41 and Anan1, Jesus :D


  • #6
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    I'm not a great Christian, but even I know Jesus would be -33. ;-)


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  • #7
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    jmck87 wrote: »
    Apols for wrong category - didnt notice the classic section.

    So if it was 20 yrs for insurance, would early 90s jap imports be eligible in a few years? Or would insurance companies maintain their gripes about them?

    Sorry for the proper classic enthusiats on here....I know jap turbos dont warrant the admiration of your cars :o


    my eunos turns 20 next year.........but I can't see it getting any cheaper, tbh !

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #8
    JoeySully
    Registered Users, Registered Users 2 Posts: 1,276 ✭✭✭JoeySully


    Anan1 wrote: »
    I'm not a great Christian, but even I know Jesus would be -33. ;-)

    ahh yes you are right :P - i never listened in Catechism :rolleyes:


  • #9
    Gary ITR
    Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    General rules of a classic policy are

    Driver with 3+ years NCB
    Driver has Full License
    Driver is over 25
    Car is being insured as a second car, I checked a number of companies and they wouldn't accept that I had a company car and were insisting that I have a policy in my own name before I can get a classic policy.
    Car is 20 years old or a rare marque


    With regards to VRT/Cheap tax it's 30 years old


  • #10
    Dades
    Moderators, Society & Culture Moderators Posts: 25,558 Mod ✭✭✭✭Dades


    Onkle wrote: »
    I checked a number of companies and they wouldn't accept that I had a company car and were insisting that I have a policy in my own name before I can get a classic policy.
    Harsh!

    I was told a few years back it's okay if you're insured on your spouse's vehicle.


  • #11
    2cv
    Registered Users, Registered Users 2 Posts: 1,475 ✭✭✭2cv


    jmck87 wrote: »
    would early 90s jap imports be eligible in a few years? Or would insurance companies maintain their gripes about them?

    Somehow i doubt that the insurance companies would insure a 22 year old on a jap import under a classic car policy :D don't mean to stereotype, but a "boy racer" is hardly a classic car enthusiast and the insurance companies know this... :D


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