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Credit union lending

  • 06-08-2009 5:26pm
    #1
    brave inca
    Closed Accounts Posts: 61 ✭✭


    Hi, Do the post office look at your bank statements when applying for a loan?


    I only opened up an account today and I deposited 100 euro. I was looking to get a loan from them tomorow. Would it be too soon to ask for a loan from them? Kinda need the money soon enough.

    Cheers!


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Post office or Postbank?

    I didn't think either did personal loans. Either way, I'd be very surprised at any institution handing out money to a new customer without looking for background information.

    As for getting it the day after opening an account? Even less likely.


  • #3
    brave inca
    Closed Accounts Posts: 61 ✭✭brave inca


    BuffyBot wrote: »
    Post office or Postbank?

    I didn't think either did personal loans. Either way, I'd be very surprised at any institution handing out money to a new customer without looking for background information.

    As for getting it the day after opening an account? Even less likely.

    Sorry I meant to say the credit Union. Was just in the post office thats why I probably text it :o


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Well I'd be very surprised if any CU handed out money like that either. I'll change the thread title :)


  • #5
    brave inca
    Closed Accounts Posts: 61 ✭✭brave inca


    BuffyBot wrote: »
    Well I'd be very surprised if any CU handed out money like that either. I'll change the thread title :)

    How long would you say Illl have to wait before asking for a loan?

    Do they check your bank statments?

    Cheers!


  • #6
    brophya2007
    Registered Users, Registered Users 2 Posts: 298 ✭✭brophya2007


    You have to be seen to put in a certain amount every week for 3 months before you can get a loan.

    I had to wait until I had 1800 in before I could get a loan for 7000.

    You get a loan based on your savings.

    Yes they check your bank statements so they can see you have steady money coming in every week/month.


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