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First Accident.

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  • 01-08-2009 6:29pm
    #1
    franktennis
    Registered Users Posts: 133 ✭✭


    I just reversed into a car causing a big dent in the front. We swapped numbers and that was it. What can i expect next. I am fully insuranced and driving 1 year. Full licence. Feel like a clown.


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    #2
    Dartz
    Registered Users Posts: 4,371 ✭✭✭Dartz


    Your premiums will go up

    The person you reversed into will sue you for 'whiplash' regardless of how injured they actually are. They will get thousands.

    Your insurance will pay for that too.

    Thankfully, you don't have much of an NQB to loose.


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    #3
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    dont worry too much-cant do anything about it now. See what quotes the other person comes back with. You may be able to avoid the insurance route by paying yourself yet. And i would find it very hard to believe you'll be sued for personal injuries after a little tip. The above post is a bit silly tbh


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    #4
    Donnelly117
    Registered Users Posts: 1,509 ✭✭✭Donnelly117


    Dartz wrote: »
    Your premiums will go up

    The person you reversed into will sue you for 'whiplash' regardless of how injured they actually are. They will get thousands.

    Your insurance will pay for that too.

    Thankfully, you don't have much of an NQB to loose.
    bit dramatic id say...
    depending on the damage you might be able to cover the cost by yourself therefore your insurance premium will not be affected. you will have to wait until the other person prices the repair and then they should get back to you with the cost. i would advise paying yourself if possible as your insurance will be unaffected.


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    #5
    franktennis
    Registered Users Posts: 133 ✭✭franktennis


    There was noone in the parked car


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    #6
    david
    Registered Users Posts: 3,684 ✭✭✭david


    What was the car what damage done?

    Might be better off coughing up tbh


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    #7
    Webmonkey
    Registered Users Posts: 9,579 ✭✭✭Webmonkey


    Doesn't sound much like an accident to be honest :)

    Probably better off trying to pay it yourself if you can afford it.


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    #8
    Solitaire
    Moderators, Technology & Internet Moderators Posts: 18,377 Mod ✭✭✭✭Solitaire


    If the damage is light and no-one was in the car or injured in the incident you should pay up yourself and continue to build up that NCB (carefully!)


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    #9
    Random
    Closed Accounts Posts: 19,082 ✭✭✭✭Random


    Would probably settle myself if it's less than 8 or 900. No one in the other car means no one can claim against you for anything else really.

    Lucky accident really .. could have been much worse in terms of effect on your insurance :)


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    #10
    leeroybrown
    Closed Accounts Posts: 7,563 ✭✭✭leeroybrown


    As others have said, if the damage is minor enough it's probably worth trying to pay for it from your own pocket. If it goes through your insurance you'll find it difficult to get decent quotes for nearly five years.

    Also, don't worry about it too much. Just improve your observation. ;-) It's only a parking dent. I came back to my MkV GTi this week to find that someone had dropped enough weight on the bonnet to damage the radiator through it. I'd happily take a parking dent about now...


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    #11
    Seanieke
    Registered Users Posts: 853 ✭✭✭Seanieke


    Dartz wrote: »
    Your premiums will go up

    The person you reversed into will sue you for 'whiplash' regardless of how injured they actually are. They will get thousands.

    Your insurance will pay for that too.

    Thankfully, you don't have much of an NQB to loose.

    Sounds about right.....


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    #12
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Dartz wrote: »
    Your premiums will go up

    The person you reversed into will sue you for 'whiplash' regardless of how injured they actually are. They will get thousands.

    Your insurance will pay for that too.

    Thankfully, you don't have much of an NQB to loose.
    OP has since said that there was no one in the other car but even if there was, that is one hell of an assumption to make. If I was in the damaged car, yes I would F & Blind but I would only claim for what I would be entitled to. I, like many others, believe in Karma and would not ride the circumstances


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    #13
    Dartz
    Registered Users Posts: 4,371 ✭✭✭Dartz


    I don't share your faith in humanity.... sorry....

    People are ****s... and there are plenty of people who would be crippled for life by that accident out there......


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    #14
    franktennis
    Registered Users Posts: 133 ✭✭franktennis


    Hey i am embarrassed by the whole thing. I hope it comes to less than 500. It was my fault and was **** driving so i deserve all i get.


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    #15
    skippy15
    Registered Users Posts: 1,545 ✭✭✭skippy15


    franktennis wrote: »
    Hey i am embarrassed by the whole thing. I hope it comes to less than 500. It was my fault and was **** driving so i deserve all i get.

    remember first time I done this into a company van outside a house...knocked in and they or neighbours 3 doors each side didnt know who owned it so didnt/ couldnt pay up.... ah well :cool:


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    #16
    Seth Brundle
    Moderators, Politics Moderators Posts: 38,980 Mod ✭✭✭✭Seth Brundle


    skippy15 wrote: »
    so didnt/ couldnt pay up....
    no windscreen wipers to stick your number under? ;)


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    #17
    leeroybrown
    Closed Accounts Posts: 7,563 ✭✭✭leeroybrown


    skippy15 wrote: »
    remember first time I done this into a company van outside a house...knocked in and they or neighbours 3 doors each side didnt know who owned it so didnt/ couldnt pay up.... ah well :cool:
    Lovely! At least the people who wrecked my car had the good grace to leave a note and details.


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