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Need to get insured for a day

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  • 28-07-2009 11:39am
    #1
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭


    Friend bought a car so I'm going to collect it with him and drive it back (2 hour drive)

    Where is the best place for me to get insured on it for a day?

    I live abroad so can't just transfer my insurance


Comments

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    #2
    Anan1
    Registered Users Posts: 22,818 ✭✭✭✭Anan1


    The easiest way is for the friend to put you as a named driver on their policy.


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    #3
    robtri
    Registered Users Posts: 5,473 ✭✭✭robtri


    Anan1 wrote: »
    The easiest way is for the friend to put you as a named driver on their policy.

    +1


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    #4
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭CantGetNoSleep


    But the car he is buying is one he is buying to do up so there won't be any policy on it for a few months


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    #5
    Anan1
    Registered Users Posts: 22,818 ✭✭✭✭Anan1


    Does he have another car? If not, you'll probably have to find somebody else who is prepared to add you to their policy and then transfer their insurance to the car in question for the day. I've never heard of an insurer who will provide a policy for just one day.


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    #6
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭CantGetNoSleep


    He has a car that we are going to get the second car in, and we will be driving that back too


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    #7
    robtri
    Registered Users Posts: 5,473 ✭✭✭robtri


    maybe easier to just get it towed...

    will cost a few bob, but takes away all the headaches..


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    #8
    onemorechance
    Registered Users Posts: 3,078 ✭✭✭onemorechance


    Can you just go to a website like Quinn, get a quote, accept it, and you have a few days to pay? I think you can be covered instantly and then just cancel / don't pay.


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    #9
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭CantGetNoSleep


    onemorechance wrote: »
    Can you just go to a website like Quinn, get a quote, accept it, and you have a few days to pay? I think you can be covered instantly and then just cancel / don't pay.
    Do you not have to pay instantly with CC?


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    #10
    Senna
    Registered Users Posts: 8,800 ✭✭✭Senna


    CantGetNoSleep wrote: »
    Do you not have to pay instantly with CC?

    No, you can do it over the phone and get them to start your policy immediately and you have a few days to pay. Just cancel the policy the next day.

    But you can be done by the garda for not displaying an insurance disk.


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    #11
    mick.fr
    Closed Accounts Posts: 1,974 ✭✭✭mick.fr


    With my insurance (AXA) I was able to switch temporally my current insurance on car A to car B, to pick her up in the UK last week-end.

    I just called AXA, thinking I would have to pay extra for those 2 days, but no, the lady told me they can do that for free.
    She just took the reg (which was UK reg) of the new car and that was it, no payment.

    Only down thing, is that my car A, was not insured for 2 days.

    But then it was free...and she stayed parked at home for 2 days.

    HTH


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    #12
    Number Nine
    Registered Users Posts: 552 ✭✭✭Number Nine


    CantGetNoSleep wrote: »
    Friend bought a car so I'm going to collect it with him and drive it back (2 hour drive)

    Where is the best place for me to get insured on it for a day?

    I live abroad so can't just transfer my insurance

    The AA in Dublin used yo issue ZZ Plate , they have one day third party only insurance policy that is issued with the plate.


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    #13
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭CantGetNoSleep


    Senna wrote: »
    No, you can do it over the phone and get them to start your policy immediately and you have a few days to pay. Just cancel the policy the next day.

    But you can be done by the garda for not displaying an insurance disk.
    Ok thanks i'll try that, any idea how long they will allow you to wait to pay?

    Will they take CC details anyway to cover you and not charge it?


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    #14
    Senna
    Registered Users Posts: 8,800 ✭✭✭Senna


    Tell them you dont have a credit car or lazer, and you will post a cheque. Think they give you 7 days to pay.


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    #15
    CantGetNoSleep
    Registered Users Posts: 7,210 ✭✭✭CantGetNoSleep


    Senna wrote: »
    Tell them you dont have a credit car or lazer, and you will post a cheque. Think they give you 7 days to pay.
    Going to try that so thanks


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    #16
    Thoie
    Registered Users Posts: 6,344 ✭✭✭Thoie


    Just out of curiousity, if you go down the route of asking for insurance, but then not paying, if the worst happens, what do you do then? I presume you'd then have to pay for the full year?


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    #17
    stuckinarut
    Registered Users Posts: 114 ✭✭stuckinarut


    i think it makes sense to go named on his policy and drive his current car back while he drives the new one..most policies will cover him to be 3rd party on other cars..then no problems


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    #18
    Del2005
    Registered Users Posts: 18,874 ✭✭✭✭Del2005


    stuckinarut wrote: »
    i think it makes sense to go named on his policy and drive his current car back while he drives the new one..most policies will cover him to be 3rd party on other cars..then no problems
    The 3rd party cover is only for cars they don't own. Once the op's friend buys the car they will be driving uninsured.


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