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working in UK, looking for irish mortgage

  • 23-07-2009 7:17pm
    #1
    its baltic
    Registered Users, Registered Users 2 Posts: 58 ✭✭


    just wondering has anyone here ever been working the UK full-time but actually looked for a mortgage to buy a house in Ireland with an Irish bank?

    Currently working in the UK but would be interested in buying back home.
    Would greatly appreciate if anyone could share their experiences.


Comments

  • #2
    BankMan
    Closed Accounts Posts: 143 ✭✭BankMan


    You'll find it close to impossible unfortunately. Even during the good times, it was extremely difficult.


  • #3
    its baltic
    Registered Users, Registered Users 2 Posts: 58 ✭✭its baltic


    whats the reason this, i could prove my income, prove my deposit and have an excellant credit rating in both countries. it baffles me!


  • #4
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,815 ✭✭✭GerardKeating


    its baltic wrote: »
    whats the reason this, i could prove my income, prove my deposit and have an excellant credit rating in both countries. it baffles me!

    It's more complicated, and there is an exchange risk with the mortgage, you are paid in GBP, but the mortgage payments will be EUR and the GBP/EUR moved a lot the past year.


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