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Insurance - switching car short term

  • 13-07-2009 8:11pm
    #1
    Flesh Gorden
    Registered Users, Registered Users 2 Posts: 1,301 ✭✭✭


    Quick question ( insurer closed now - so can't ring them)

    Anyone know if it costs to switch cars on your policy?

    My own needs repairing after the water pump failed today and considering the state of the road afterwards looks like the coolent tank melted!

    I can get a lend of a 1L corsa off my best friend



    trying to work out if it would be cheaper, quicker and more hassel free to take out a seperate policy on that car and cancel it within the 14 days

    Would there be an admin fee if I cancel the policy within 14 days?

    I can have the car insured and on the road before 12 tomorrow if I take out a seperate policy


    On top of things - next week I've a round trip of over 500 miles to collect something in Donegal

    Don't trust my own car for such a long journey



    Thanx for any advice


Comments

  • #2
    Eoin
    Registered Users, Registered Users 2 Posts: 21,263 ✭✭✭✭Eoin


    Would your friend mind you driving the car third party? If not, then your policy might cover you on it as it is. Alternatively, can s/he add you as a named driver temporarily?


  • #3
    Flesh Gorden
    Registered Users, Registered Users 2 Posts: 1,301 ✭✭✭Flesh Gorden


    eoin wrote: »
    Would your friend mind you driving the car third party? If not, then your policy might cover you on it as it is. Alternatively, can s/he add you as a named driver temporarily?


    that'll be the first thing I'll ask axa tomorrow morning - really hope i can add it to mine with no complications

    Alternatively, can s/he add you as a named driver temporarily?

    thing is - the car is a hand down from her older sister - and even though its now in her name she can't actually drive and has no insurance so it - so second option is out



    One thing that might help and make things go smoother if i take out a new policy is we've the same surname - won't look as dodgy

    If i crashed it I'd get her another car - I've a small nest egg for crap like that





    .


  • #4
    patrickc
    Registered Users, Registered Users 2 Posts: 8,010 ✭✭✭patrickc


    Flesh Gorden wrote: »
    Quick question ( insurer closed now - so can't ring them)

    Anyone know if it costs to switch cars on your policy?

    My own needs repairing after the water pump failed today and considering the state of the road afterwards looks like the coolent tank melted!

    I can get a lend of a 1L corsa off my best friend



    trying to work out if it would be cheaper, quicker and more hassel free to take out a seperate policy on that car and cancel it within the 14 days

    Would there be an admin fee if I cancel the policy within 14 days?

    I can have the car insured and on the road before 12 tomorrow if I take out a seperate policy


    On top of things - next week I've a round trip of over 500 miles to collect something in Donegal

    Don't trust my own car for such a long journey



    Thanx for any advice

    whos your insurance with? i know i can do it online with axa even if theyre closed


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